Complete 100,000 social housing units in the second half of 2024
On the afternoon of August 5, at the regular Government press conference in July 2024, responding to the press related to the issue of social housing, Deputy Minister of Construction Bui Xuan Dung said that, through synthesizing reports from localities, during the period From 2021 until now, across the country, 619 social housing projects have been implemented with a scale of 561,816 units.
Of which, the number of completed projects is 79 projects with a scale of 40,679 units. The number of projects that have been licensed and started construction is 128 projects with a scale of 111,688 units. The number of projects that have investment policies but have not yet implemented construction investment is 412 projects with a scale of 409,449 units.
In the first 6 months of the year alone, there were 8 completed projects (4 fully completed projects, 4 partially completed projects) with a scale of 3,136 units. In addition, 5 projects have been licensed and started construction, with a scale of 8,468 units. 9 projects have investment policies, with a scale of 8,795 units.
A representative of the Ministry of Construction said that according to the project of 1 million social housing apartments, in 2024, the goal is to strive to complete 130,000 apartments. Thus, there are nearly 100,000 apartments left to complete in 2024.
The Ministry of Construction also set a goal of completing started projects on schedule by 2024. This is huge progress pressure, requiring the participation of all levels, ministries, departments, branches and localities.
The 120,000 billion VND package only disbursed 1,344 billion VND
Regarding the 120,000 billion VND credit package, according to Deputy Minister of Construction Bui Xuan Dung, to date only 34/63 Provincial People's Committees have issued documents, announcing 78 projects eligible for preferential loans on the electronic information portal. death.
To date, banks have disbursed an amount of VND 1,344 billion, including: VND 1,295 billion to investors in 12 projects; 49 billion VND for home buyers in 5 projects.
Implementing Resolution No. 33 of the Government, a credit package program of about 120,000 billion has been implemented for investors and home buyers of social housing projects and worker housing to borrow with interest rates lower than about 1.5 - 2% compared to the average medium and long-term lending interest rate of state-owned commercial banks in the market over time periods.
Currently, the State Bank (SBV) has completed the draft Proposal and Resolution to adjust the content of the VND 120,000 billion program in Resolution No. 33/NQ-CP in the direction of reducing lending interest rates for customers. Purchases from 3 - 5% (for customers who are investors, maintain the support level of 1.5 - 2%).
During the regular Government meeting this morning, the Prime Minister also agreed with the proposed content of the State Bank and requested the State Bank to soon complete and submit for approval the Resolution to adjust the content of the 120,000 billion VND program. .
In the coming time, the Ministry of Construction requests the State Bank to direct and encourage more commercial banks to lend support capital of 120,000 billion and loosen credit limits, creating conditions for banks to carry out research procedures. Research and consider increasing the housing loan interest term and support source of 120,000 billion.
Loan term is 10 - 15 years, more preferential interest rates, 3 - 5% lower than conventional commercial banks, to support low-income earners and industrial park workers.
