In the context of low savings interest rates, the stock market fluctuates strongly, cash dividends from banks are becoming a "reserve" sought after by investors. According to statistics, at least 10 commercial banks have announced plans to divide cash dividends in 2025, with rates ranging from 3% to 25% of face value.
According to the official announcement from the Ho Chi Minh City Stock Exchange, Loc Phat Vietnam Joint Stock Commercial Bank (LPBank - code: LPB) will close the rights on May 20, 2025 to pay cash dividends at a rate of 25%, equivalent to VND 2,500/share. The payment date is May 28, 2025.
With nearly 2.99 billion outstanding shares, LPBank will pay a total of about VND 7,468 billion to shareholders - the highest level in the banking industry this year.
Not only LPBank, many other banks also announced a plan to divide cash dividends in the second quarter of 2025:
The fact that banks have returned to paying cash dividends after a few years of "slowing down" is a signal that financial resources have recovered, and at the same time a step to relieve shareholder psychology in the context of many market fluctuations.
However, investors should not only look at the dividend ratio to assess the health of the bank. Asset quality, credit growth, bad debt and room for capital increase are all core factors for long-term assessment.
