In October, Nam A Bank announced the issuance of the second VND deposit certificate in 2025 with a total scale of VND 1,000 billion, the issuance period is from October 20, 2025 to January 20, 2026, for customers who buy a minimum of VND 100 million.
The product has terms of 6, 9, 12, 15 and 18 months, with interest paid at the end of the term; in which the 6-month term interest rate is 6%/year (monthly interest rate 5.92%/year); 9-month term 6.3%/year (monthly interest rate 6.17%/year); 12-month term 6.4%/year (monthly interest rate 6.21%/year); 15-month term 6.5%/year (monthly interest rate 6.26%/year); and 18-month term reaches 6.7%/year (month interest rate 6.4%/year).
At Viet A Bank, the highest interest rate is up to 6.8%/year for Dac Tai Savings products, 18-month term, counter transactions, interest paid at the end of the term, requiring a minimum deposit of 100 million VND. The bank applies 6%/year for 6-month term; 6.1%/year for 7-month term; 6.5%/year for 12-month term; 6.6%/year for 13-month term; and 6.7%/year for 15-month term.
For MBV, this bank increased deposit interest rates from 0.1% to 0.2%/year, to 5.7%/year; the 1236 month term increased from 0.1% to 0.2%/year, to 6%/year. Along with increasing deposit interest rates, MBV announced an interest rate promotion program with an additional interest rate of up to 0.7%/year for savings deposits. Therefore, the highest deposit interest rate at this bank can be up to 6.7%/year, not just 6%/year as listed.
Bac A Bank after a sharp increase in interest rates for customers depositing under 1 billion VND is listing 6.3%/year for 12-month terms; 6.4%/year for 1315 month terms and 6.5%/year for 1836 month terms. For deposits of VND1 billion or more, the highest interest rate is 6.7%/year applied to a term of 1836 months.
In the group of banks with special interest rates with large conditions, the highest level ranges from 69%/year. PVcomBank applies an interest rate of 9%/year for a term of 1213 months but requires a minimum balance of VND 2,000 billion. HDBank offers 8.1%/year for 13-month terms and 7.7%/year for 12-month terms for customers with a minimum of VND500 billion. Vikki Bank applies an interest rate of 7.5%/year for a term of 13 months with a minimum amount of 999 billion VND.
IVB listed 6.15%/year for a 36-month term with a deposit of VND1,500 billion; ACB applied 6%/year for a 13-month term when customers have a balance of VND200 billion or more.
At LPBank, deposits from VND 300 billion are entitled to an interest rate of 6.5%/year when receiving interest at the end of the term; receive monthly interest of 6.3%/year and receive interest at the beginning of the term of 6.07%/year.
