Which bank has the highest savings interest rate today?
As noted on 8.2.2025, Eximbank is currently the bank with the highest interest rate for the 36 -month term.
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/8/1460185/Lai-Suat-Cao-Nhat.jpg)
Send 500 million VND at Eximbank how much is it?
The interest amount per year = 500 million × 6.5% = 32.5 million VND
Total interest after 36 months = 32.5 million × 3 years = 97.5 million VND
Total amount of both principal and interest after 3 years = 597.5 million
Compared to the Big 4 Bank Group
Compared to Vietcombank, Agribank, Vietinbank, BIDV, interest rates at Eximbank are significantly higher. Savings at Eximbank help customers receive nearly 27 million higher profits compared to the Big 4 group.
![](https://media-cdn-v2.laodong.vn/storage/newsportal/2025/2/8/1460185/Lai-Suat10.jpg)
Note when depositing 36 months savings
Long term to consider liquidity: If there is a plan to use money in the short term, customers should consider the appropriate term to avoid reducing interest when withdrawing before the deadline.
Interest rates may vary according to the bank policy: Some banks can adjust the interest rate in each stage.
Choosing a bank that suits your needs: If you prioritize safety and stability, state -owned banks are still a worthy choice.
Bank interest rates may vary from time to time. Customers should contact the bank directly or visit the official website to update the latest interest rate.