Bank interest rates today 4: 3: Sharp increase, 3 more banks push interest rates above 8%

Savings interest rates rise sharply

SeABank has just announced a preferential interest rate program from February 23rd to April 8th, 2026. Accordingly, customers depositing savings from 50 million VND with a term of 6 months or more can receive interest rates up to 8.3%/year.

At Cake by VPBank digital bank, customers who deposit money for the first time in March are given an additional 0.9%/year, raising the deposit interest rate from a 6-month term to 8.2%/year. The bank accepts deposits with a minimum amount of only from 100,000 VND.

Vikki Bank also launched a program to add interest rates up to 0.99%/year for first-time depositors. After applying incentives, the highest deposit interest rate at this bank reached 7.69%/year for terms from 13 months.

At Orient Bank (OCB), deposit interest rates are added up to 1.1%/year. For deposits from 500 million VND on online savings channels, the highest interest rate can reach 8.4%/year.

Meanwhile, TPBank is one of the banks with the highest interest rate addition currently when applying an additional 1.6%/year program compared to the listed interest rate for deposits from 6 months or more implemented on Fridays every week.

Special interest rates up to 7% - 9%

Interest rates in many banks are listed at high levels, up to 6.5-9%. However, to receive this interest rate, special conditions are required.

MSB has just announced an interest rate of 9%/year, applicable to newly opened customers (or savings opened from the beginning of 2018 automatically renewed with deposit terms of 12 months, 13 months) and deposits from 500 billion VND or more for a term of 13 months.

Previously, the special interest rate applied by MSB was 8% for customers depositing savings for a 12-month term, with deposits from 500 billion VND or more.

PVcomBank is applying a special interest rate of 9%/year for terms of 12–13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.

Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.

Cake by VPBank applies an interest rate of 7.1-7.3%/year for terms from 6 to 24 months.

For deposit accounts from 500 million VND at OCB, this bank lists interest rates of 6.7%/year for terms of 12-15 months; term of 18 months 6.9%/year; term of 21 months 7%/year; term of 24 months 7.1%/year; term of 36 months 7.3%/year.

Interest rate above 6.5%/year without conditions attached

In addition to special interest rate packages, many banks are also listing interest rates above 6.5%/year for long terms without requiring a minimum deposit amount.

Vikki Bank applies an interest rate of 6.5%/year for 6-month terms; 6.6%/year and 6.7%/year respectively for 12-month and 13-month terms. Cake by VPBank lists an interest rate of 7.3%/year for 6-month terms and 7.1%/year for terms from 7–36 months.

Bac A Bank lists interest rates of 6.5%/year for terms from 6–11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13–15 months and 6.7%/year for terms from 18–36 months.

OCB applies an interest rate of 6.7%/year for terms of 12 – 15 months; 18 months term 6.9%/year; 21 - 24 months term 7.1%/year; 36 months term up to 7.3%/year.

VIB applies an interest rate of 6.5%/year for a 12-month term; PVcomBank applies an interest rate of 6.8%/year for terms from 15–36 months.

PGBank applies an interest rate of 7.1%/year for terms of 6-9 months; terms of 12-13 months are 7.2%/year; terms of 18-36 months are 6.8%/year.

MBV applies an interest rate of 6.5%/year for terms of 6-11 months; 7.2%/year for terms of 12-36 months.

BVBank applies interest rates of 6.6%/year for 12-month terms; 6.9%/year for 15-month terms; 7%/year and 7.1%/year for 18- and 24-month terms.

VietBank applies an interest rate of 6.5%/year for terms of 16 - 17 months; currently the highest deposit interest rate according to VietBank's listing is 6.6%/year, applied to terms of 18 - 36 months.

Statistics of banks with the highest savings deposit interest rates today:

Comparing the highest bank interest rates for a 3-month term

Interest rates for 6-month term savings deposits at banks

12-month savings deposit, which bank's interest rate is the highest?

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