According to the audited financial report for 2024, HDBank achieved its best business results ever with VND16,730 billion in pre-tax profit, up 28.5% compared to 2023 and completing 106% of the plan.
The ROA profit indicators reached 2.04% and ROE reached 25.71%, both higher than the same period last year and continuing to be in the leading group of the whole industry. The CAR capital safety ratio ( Basel II standard) reached over 14%. The bad debt ratio is controlled at a low level (according to Circular 11) at only 1.48%, along with other safety indicators are all at a positive level.
As of December 31, 2024, HDBank's total assets reached VND697,366 billion, up 15.8% compared to 2023. Mobilized capital exceeded VND621 trillion, up 15.7%, of which deposits from economic and residential organizations increased by 18%. Total outstanding loans reached over VND 437 trillion, up 23.9%, targeting sectors that are drivers of economic growth such as agriculture, rural areas, SME enterprises, chain finance, etc.
In parallel with sustainable business growth, HDBank continues to affirm its role as a community bank, actively implementing social security programs, accompanying people and businesses across the country to develop the economy - improve the quality of life, sustainable development.
In 2024, HDBank will continue to make a strong impression in the international arena and in the business community with many prestigious and typical awards such as: "Best Green Banking in Vietnam" awarded by The Asian Banker; "Bank with the most sustainable development activities in 2023"; "Best Retail Bank in Vietnam 2024" and the title "Best Workplace in Asia" for the 7th consecutive year - recognizing a humane, connected and energetic working environment.
