Recently, at the VOBA 2024 (Vietnam Outstanding Banking Awards 2024) awards ceremony, Saigon - Hanoi Commercial Joint Stock Bank (SHB) was honored as "Bank with outstanding innovative products and services" with "Product Insight". expenses without collateral for online pre-approval”.
The award is recognition for SHB's creativity and innovation in developing convenient and suitable products/services to provide to customers.
2024 is the 13th year that the Retail Banking Forum and Outstanding Vietnamese Bank Awards (VOBA) take place. The program is organized by International Data Group (IDG) in collaboration with the Department of Information and Communications (DIC), Ho Chi Minh City Department of Industry and Trade (CSID), Ho Chi Minh City Institute of Development Research , University of Economics and Law (UEL), Vietnam Banking Association (VNBA) and Vietnam Digital Communications Association (VDCA).
The product "Overdraft without collateral with online pre-approval" is 100% implemented on SHB's digital platform. With the SHB Mobile application, customers can open an overdraft loan account in just 1 minute, promptly meeting consumer and shopping needs.
Overdraft loan service is supported 24/7 online by SHB, customers do not have to go directly to the transaction counter, regardless of the bank's opening/closing hours, thereby helping customers save time and money. fee.
Customers can also review the online credit contract signed with SHB and the general conditions of overdraft products in each period to have appropriate capital use plans.
With features such as limit lookup, outstanding debt, current interest rate, expected interest rate, management branch, transaction history, money transfer, changing debt collection accounts, early, due and overdue debt reminders. term...
Customers can fully proactively manage their finances and arrange appropriate resources to ensure the best credit quality. Customers' personal loan information is kept confidential by SHB from the registration process and use of overdraft limits with the most modern security technology so customers can feel secure in transactions anytime, anywhere.
Always putting customers and markets at the center, over the years, SHB has constantly innovated and created improvements in processes and product development to improve the quality of services and solutions.
"Overdraft without collateral with online pre-approval" is one of the products that brings convenience and speed to customers, contributing to promoting consumer credit and limiting black credit according to the Bank's orientation. State goods.
“We are very honored to receive the award 'Bank with outstanding innovative products and services' at VOBA 2024. This prestigious award is recognition of SHB's efforts in the journey of accompanying customers. , providing outstanding products.
This is also the motivation to help SHB continue its comprehensive and strong transformation journey, affirming its position as a leading financial institution, reaching regional and international level," shared SHB representative.
Since the beginning of the year, many SHB products and solutions have been honored by international organizations. At the Digital CX Awards 2024, SHB is the only Vietnamese bank to win the double award "Most outstanding digital platform experience - Cash flow management platform category" with the product "Collection service" via SLINK identity account" and "Applying the best technology for digital experience" for the solution "ACAS automatic credit approval system". In particular, the above two digital solutions were both researched and implemented by SHB itself using internal resources and personnel.
Digital CX Awards is an annual award organized by The Digital Banker Magazine with evaluation by partners PwC, Deloitte, Forrester and Capco. This is the only award system in the world that recognizes and honors innovative and pioneering initiatives in digital customer experience services across the global financial ecosystem.
In the first time Fortune Magazine announced the 500 largest financial corporations and businesses in Southeast Asia (Fortune Southeast Asia 500 - Fortune SEA 500), SHB ranked 137th on the list and 17th among financial institutions. , a Vietnamese enterprise.
