Bad debt

Looking back at 2023, F88 had to endure a serious crisis when the police simultaneously searched branches in Ho Chi Minh City and many provinces and cities, leading to the temporary suspension of operations at some transaction points. Photo: Tran Linh taken on March 18, 2023.

F88 floors and announces plans to increase charter capital

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Listing is a big step forward for F88, but this enterprise still faces pressure from bad debt, high loan costs and expectations of transparency from the capital market.

From July 1, 2025, borrowing money via app will be CIC-checked. Illustrative photo: Thanh Binh.

App loan, how to check bad debt via CIC to avoid being refused a disbursement

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From July 1, 2025, borrowing money via app will be CIC-checked. Here is how people check CIC to know if they are in bad debt, to avoid losing the opportunity to borrow capital.

Bank bad debt has increased and maturing real estate bonds have accounted for an overwhelming proportion this year.

dual warning of bad debt has not been fully revealed, real estate bonds are waiting to mature

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Bad debt has not fully reflected, maturing real estate bonds accounting for 64% of the entire market are putting great pressure on the financial system in 2025.

Credit institutions expect the bad debt ratio to continue to decrease in the fourth quarter of 2024 and continue the downward trend in the first quarter of 2025. Photo: Hai Nguyen.

Expected credit boom in Q1/2025, bad debt drops sharply

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Credit institutions expect the total credit balance of the system to increase by 3.4% in the first quarter of 2025, double the growth rate of the same period, and bad debt to continue to decrease.

TPBank used to be proud of its stable EPS (earnings per share) of over VND4,000 in 2020. But by 2023, this figure had dropped by nearly 45% to only VND2,315. Photo: TPBank.

What will TPBank's financial picture be like in 2025?

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TPBank is facing major challenges in terms of operational efficiency and risk control amid increasing growth pressure.

Credit growth accelerates at the end of the year. Photo: Hai Nguyen

Credit growth on the rise

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Credit growth is forecast to improve in the final period of the year when capital demand increases.

People can look up bad debt history quickly online via phone.

How to look up bad debt history quickly online via phone

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Currently, users can look up their bad debt history via the CIC application on their phones simply and quickly.