The Ministry of Home Affairs has just responded to readers about the working period with compulsory social insurance (SI) contributions to enjoy pension benefits; the time to receive pensions according to Decree 178/2024/ND-CP of the Government.
Readers asked the Ministry of Home Affairs about the working period with compulsory social insurance contributions to enjoy pension benefits according to Decree 178/2024/ND-CP of the Government.
Specifically, according to Decree 178/2024/ND-CP, Point d) In case of being under 2 years old until the retirement age prescribed in Appendix I issued with Decree No. 135/2020/ND-CP and having enough working time with compulsory social insurance contributions to receive pension according to the provisions of the law on social insurance, they will receive pension according to the provisions of the law on social insurance and will not have their pension rate deducted due to early retirement".
"This regulation does not clearly state whether the working period for compulsory social insurance contributions is 20 years of early retirement or 30 years for women, 35 years for men?" - a reader asked.
Regarding this content, the Ministry of Home Affairs responded as follows: At point d, clause 2, Article 7 of Decree No. 178/2024/ND-CP dated December 31, 2024 of the Government on policies and regimes for cadres, civil servants, public employees, workers and armed forces in implementing the reorganization of the apparatus of the political system, it is stipulated that: "having enough working time with compulsory social insurance contributions to receive pensions according to the provisions of the law on social insurance".
Accordingly, the understanding of working time with compulsory social insurance contributions is as follows:
- In case of early retirement before July 1, 2025 (the effective date of the Law on Insurance 2024) the Law on Social Insurance 2014 and the working period with compulsory insurance payment to receive pension according to the provisions of law will be 20 years.
- In case of retirement after July 1, 2025 (the effective date of the Law on Insurance 2024) the Law on Social Insurance 2024 will be applied and the working period with compulsory insurance payment to receive pension according to the provisions of law will be 15 years.
Regarding this content, a reader born in 1972, a civil servant, and having paid compulsory social insurance for 23 years, said that the reader submitted a voluntary application for early retirement according to Decree 178/2024/ND-CP (In case of being over 5 years old to 10 years old until retirement age as prescribed in Appendix I issued with Decree No. 135/2020/ND-CP).
Readers ask the Ministry of Home Affairs to inform them whether readers are eligible for pension (retirement book) immediately after the decision to retire early?
The Ministry of Home Affairs responded as follows: Based on Article 4 of Circular No. 01/2025/TT-BNV of January 17, 2025 of the Minister of Home Affairs guiding the implementation of policies and regimes for officials, public servants, officials and employees in the organization of the political system (amended and supplemented in Circular No. 002/2025/TT-BNV dated 4.2025) Decision No. 178/2024/ND-CP (amended and supplemented in Decree No. 67/2025/ND-CP) shall be entitled to a pension immediately in accordance with the law on social insurance without deducting the pension rate due to retirement before age.
At the same time, they are entitled to benefits according to the provisions of Decree No. 178/2024/ND-CP (amended and supplemented in Decree No. 67/2025/ND-CP).
