3 banks with the highest interest rate when saving 6 months

Thạch Lam |

According to a survey of the Lao Dong newspaper on 7.2 with nearly 30 banks in the system, the 6 -month savings interest rate is ranging from 3 to 5.9%/year.

Cake by VPBank is listing the highest 6 -month savings interest rate at 5.9%/year when customers send electronic savings. Cake by VPBank listed the highest interest rate at 6.3% when customers deposit from 24-36 months.

Bieu lai suat tiet kiem dien tu cua Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank's electronic savings interest rate schedule. Photo: Cake by VPBank

CBBank listed the highest interest rate of 6 months at 5.85%/year when customers deposit online, receive interest at the end of the period. Currently, CBBank lists the highest interest rate of 6% when customers deposit money from 12 months or more.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank saving interest rate schedule. Photo: CBBank

Kienlongbank is listing the highest interest rate of 6 months at 5.8%/year when customers send money online. In other terms, Kienlongbank listed interest rates ranging from 0.5-6.4%/year.

Bieu lai suat tiet kiem KienlongBank. Anh: KienlongBank
Kienlongbank saving interest rate schedule. Photo: Kienlongbank

Save 1 billion VND 6 months to receive interest?

You can quickly calculate the bank's interest in the following formula:

Interest = deposit x interest (%)/12 months x number of months deposit

For example, you deposit 2 billion dong to Bank A, with an interest rate of 5.9% at a term of 6 months. The interest you get is estimated by:

2 billion dong x 5.9%/12 x 6 months = 59 million.

Before saving deposits, you should compare interest rates between banks, interest rates between terms to enjoy the highest interest.

* Information about interest rates is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to articles about interest rates here.

Thạch Lam
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