4 banks with the highest interest rates for 6-month deposits

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on October 12 with nearly 30 banks in the system, the 6-month savings interest rate is fluctuating from 3 - 5.55%/year.

CBBank is listing the highest interest rate for a 6-month term at 5.55%/year when customers deposit money online. Currently, CBBank lists the highest interest rate at 5.85% when customers deposit money for 13 months or more.

Bieu lai suat tiet kiem CBBank. Anh: Tuyet Lan
CBBank savings interest rate table. Photo: Thach Lam

Cake by VPBank is listing the highest interest rate for a 6-month term at 5.5%/year when customers receive interest at the end of the term. For other terms, Cake by VPBank lists interest rates ranging from 3.7-6.1%/year.

Bieu lai suat tiet kiem Cake by VPBank. Anh: Tuyet Lan
Cake by VPBank savings interest rate table. Photo: Thach Lam

NCB is listing the highest interest rate for a 6-month term at 5.45%/year when customers deposit savings at An Phu. If customers deposit traditional money, they will only receive interest rates of 5.35%/year.

NCB is listing the highest interest rate at 6.15% when customers deposit money for 18-60 months.

Bieu lai suat tiet kiem NCB. Anh: Tuyet Lan
NCB savings interest rate table. Photo: Thach Lam

BacABank is listing the highest interest rate for a 6-month term at 5.45%/year when customers receive interest at the end of the term. For other terms, BacABank lists interest rates ranging from 0.5-6.05%/year.

Bieu lai suat tiet kiem BacABank. Anh: Thach Lam
BacABank savings interest rate table. Photo: Thach Lam

How to receive interest if saving 300 million VND for 6 months?

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 300 million VND in Bank A, with an interest rate of 5.55% for a 6-month term. The interest you receive is estimated at:

300 million VND x 5.55%/12 x 6 months = 8.32 million VND.

So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
RELATED NEWS

Hieu Minh at risk of ligament injury

|

In the 2026 AFC U23 Championship semi-final match between U23 Vietnam and U23 China on the evening of January 20, central defender Hieu Minh suffered an injury and was forced to leave the field early.

U23 Vietnam loses in team value to U23 China

|

U23 Vietnam has an advantage in form and head-to-head record, but is significantly inferior to U23 China in team value.

Government requests to complete regulations on administrative apparatus organization in 2026

|

The Government requests to continue to improve regulations on the organizational structure of the administrative apparatus; strengthen decentralization and delegation of power, and promote the responsibility of heads.

Cleaning up driver's license data: Clearly identify "no time to renew

|

The Deputy Director of Hanoi Police requested units to be determined to complete the cleaning of driver's license data, clearly identifying "there is no time to extend".

Police lieutenant hit by motorbike while on duty

|

Quang Tri - Not obeying orders, a motorbike crashed straight into a police captain on duty on Ho Chi Minh Road.

Cars from 10 tons are prohibited from entering Thang Long Avenue, Ring Road 3 elevated from 9:00 PM on January 20, 2015

|

Hanoi - From 9 pm on January 20 to January 25, functional forces will ban cars weighing 10 tons or more on Thang Long Avenue, Ring Road 3 elevated (both directions).

Live football U23 Japan vs U23 Korea in the AFC U23 Championship semi-finals

|

Live broadcast of the match between U23 Japan and U23 Korea in the semi-finals of the 2026 AFC U23 Championship, taking place at 6:30 PM today (January 20).

Can Tho - Ca Mau expressway opens to traffic, the journey to Ca Mau is no longer winding

|

Can Tho - After about 3 years of construction, the Can Tho - Ca Mau expressway opens to traffic on the entire route, opening a continuous traffic axis more than 110 km long through the Mekong Delta region.

Name 3 banks with interest rates over 7% when depositing for 12 months

Thạch Lam |

According to a survey by Lao Dong on October 12, 12-month savings interest rates in the banking system fluctuate around 4.4 - 9.5%.

Interest Rate Agribank, BIDV, Vietcombank, VietinBank 11.10.2024

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters, the interest rate tables of Agribank, BIDV, VietinBank and Vietcombank on October 11, 2024 were listed around 1.6-4.8%/year.

MBBank Interest Rate, deposit 200 million VND, receive 22.8 million VND

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on October 11, MBBank applies a savings interest rate range for individual customers in the range of 0.1 - 5.7%/year.