4 banks with the highest interest rates for 6-month deposits

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on October 12 with nearly 30 banks in the system, the 6-month savings interest rate is fluctuating from 3 - 5.55%/year.

CBBank is listing the highest interest rate for a 6-month term at 5.55%/year when customers deposit money online. Currently, CBBank lists the highest interest rate at 5.85% when customers deposit money for 13 months or more.

Bieu lai suat tiet kiem CBBank. Anh: Tuyet Lan
CBBank savings interest rate table. Photo: Thach Lam

Cake by VPBank is listing the highest interest rate for a 6-month term at 5.5%/year when customers receive interest at the end of the term. For other terms, Cake by VPBank lists interest rates ranging from 3.7-6.1%/year.

Bieu lai suat tiet kiem Cake by VPBank. Anh: Tuyet Lan
Cake by VPBank savings interest rate table. Photo: Thach Lam

NCB is listing the highest interest rate for a 6-month term at 5.45%/year when customers deposit savings at An Phu. If customers deposit traditional money, they will only receive interest rates of 5.35%/year.

NCB is listing the highest interest rate at 6.15% when customers deposit money for 18-60 months.

Bieu lai suat tiet kiem NCB. Anh: Tuyet Lan
NCB savings interest rate table. Photo: Thach Lam

BacABank is listing the highest interest rate for a 6-month term at 5.45%/year when customers receive interest at the end of the term. For other terms, BacABank lists interest rates ranging from 0.5-6.05%/year.

Bieu lai suat tiet kiem BacABank. Anh: Thach Lam
BacABank savings interest rate table. Photo: Thach Lam

How to receive interest if saving 300 million VND for 6 months?

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 300 million VND in Bank A, with an interest rate of 5.55% for a 6-month term. The interest you receive is estimated at:

300 million VND x 5.55%/12 x 6 months = 8.32 million VND.

So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
RELATED NEWS

Stone mine "suspended" for 9 months, Gia Lai warns to replace commune leaders

|

Gia Lai - Although licensed, a quarry is still "suspended" for 9 months due to land lease procedures at the commune level.

Hanoi Industrial Meal Company won 148/148 bidding packages, with a total value of 505.8 billion VND

|

Hanoi Industrial Meal Service Joint Stock Company participated and won all 148 bidding packages to supply meals at schools in Hanoi and some northern provinces.

Teachers of Song Hong school nearly 20 months without salary, Phu Tho Department of Home Affairs speaks out

|

Phu Tho - Regarding the case of teachers of Song Hong Intermediate School who have not received salary for nearly 20 months, the Phu Tho Department of Home Affairs has spoken out.

400 billion VND for reconstruction, emergency traffic projects in Da Nang are still messy

|

Da Nang - After more than 4 years of construction, the nearly 400 billion VND emergency traffic project in the mountainous disaster area is still unfinished, bumpy as if it has never been rebuilt.

Day and night construction at the construction site of the widest cable-stayed bridge project in Hai Phong

|

Hai Phong - To date, the construction of the nearly 1,500m long cable-stayed main bridge under the Nguyen Trai bridge project has reached about 32% of the progress, striving to reach the finish line in September 2027.

Today the National Assembly considers and decides on personnel and organizational structure

|

According to the Session program, today April 6, the First Session of the 16th National Assembly officially opens.

Xuan Son scores and assists to help Nam Dinh easily beat Ha Tinh

|

On the evening of April 5, Nam Dinh club won 2-0 against Ha Tinh in round 17 of LPBank V.League 2025-2026 with a shining performance from Xuan Son.

Name 3 banks with interest rates over 7% when depositing for 12 months

Thạch Lam |

According to a survey by Lao Dong on October 12, 12-month savings interest rates in the banking system fluctuate around 4.4 - 9.5%.

Interest Rate Agribank, BIDV, Vietcombank, VietinBank 11.10.2024

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters, the interest rate tables of Agribank, BIDV, VietinBank and Vietcombank on October 11, 2024 were listed around 1.6-4.8%/year.

MBBank Interest Rate, deposit 200 million VND, receive 22.8 million VND

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on October 11, MBBank applies a savings interest rate range for individual customers in the range of 0.1 - 5.7%/year.