BIDV interest rate today, deposit 300 million VND and receive nearly 46 million

Thạch Lam |

According to a survey by Lao Dong reporters on January 4, BIDV applies a savings interest rate range for individual customers in the range of 0.1 - 5.1%/year.

BIDV savings interest rates today

At the counter, BIDV lists interest rates at 2%/year for individual customers with 1- and 2-month savings. For 3-5 month terms, BIDV lists interest rates at 2.3%/year.

Savings interest rates at BIDV for terms from 6 to 11 months are 3.3%/year. Customers depositing for 12 to 18 months receive the highest interest rate at 4.7%/year. Customers depositing for 24 to 36 months receive the highest interest rate at 4.9%/year.

Customers who deposit money without a term will receive an interest rate of 0.1%/year.

Notably, when customers deposit money online, they receive preferential interest rates compared to the interest rates listed at the transaction counter. Accordingly, for individual customers depositing for 1 and 2 months, BIDV lists interest rates at 2.3%/year. For 3-5 month terms, BIDV lists interest rates at 2.6%/year.

Savings interest rates at BIDV for terms from 6 to 11 months are 3.6%/year. Customers depositing money for 12 to 18 months receive the highest interest rate at 4.7%/year. Customers depositing money online for 24 to 36 months receive the highest interest rate at 5.1%/year.

Bieu lai suat tiet kiem online BIDV. Anh: BIDV
BIDV online savings interest rate table. Photo: BIDV

How much interest do I get if I save 300 million VND?

You can refer to the interest calculation method to know how much interest you will receive after saving. The interest calculation formula is as follows:

Interest = Deposit x deposit interest rate %/12 x number of months of deposit.

For example, you deposit 300 million VND into BIDV Bank, term 36 months and enjoy interest rate 5.1%/year, the interest received is as follows:

300 million VND x 5.1%/12 months x 36 months = 45.9 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
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