Social pension allowance level for those under age

Lawyer Nguyen Thi Thuy, YouMe Law Firm LLC replied:

Clause 3, Article 23 of the Law on Social Insurance 2024 (effective from July 1, 2025) stipulates the regime for employees who are not eligible for pension and are not old enough to receive social retirement benefits as follows:

3. The lowest monthly allowance is equal to the monthly social pension allowance prescribed in Clause 1, Article 22 of this Law.

In case the total amount calculated based on the payment period and the basis for social insurance payment of the employee is higher than the amount calculated for the monthly allowance equal to the social pension allowance at the time of settlement for the period from retirement age to social pension allowance age, the employee will be calculated to receive a monthly allowance at the higher level.

In case the total amount calculated based on the payment period and social insurance payment basis is not enough for the employee to receive monthly benefits until reaching the age of receiving social pension benefits, if the employee wishes, he/she can make a one-time payment for the remaining amount to receive until reaching the age of receiving social pension benefits.

Clause 1, Article 22 of the Law on Social Insurance 2024 stipulates the regimes, procedures and procedures for implementing social retirement benefits as follows:

1. The monthly social pension allowance level is regulated by the Government in accordance with the socio-economic development conditions and the capacity of the state budget at each period. Every 3 years, the Government shall review and consider adjusting the social pension allowance level.

Depending on socio-economic conditions, budget balance capacity, and mobilization of social resources, the Provincial People's Committee shall submit to the People's Council of the same level a decision on additional support for social pension beneficiaries.

Thus, from July 2025, if you are not eligible for a pension and are not old enough to receive social pension benefits, you can receive the above benefits.