Customer deposits reached 44,45 billion VND, up 2.4%, while deposits from other credit institutions and issuing documents increased sharply, reflecting the proactiveness in diversifying capital sources and liquidity management.
The investment stock portfolio nearly doubled, from VND 4,251 billion to VND 8,171 billion, flexibly supporting liquidity and investment income.
In addition, the bank's charter capital was increased to VND 5,000 billion, bringing equity to VND 6,362 billion, up 23% compared to the beginning of the year, contributing to strengthening financial capacity and creating momentum for the next growth period.
According to the consolidated financial report, PGBank's pre-tax profit in the first 9 months of 2025 reached VND496.8 billion, up 44% over the same period in 2024.
PGBank continues to maintain a cautious reserve setting policy. The bad debt ratio according to Circular 31 reached 2.84%.
With positive results in the first 9 months of the year, along with stable credit growth, PGBank expects to complete 2025 business targets, while continuing to improve operational efficiency, financial capacity and service quality, bringing sustainable value to customers, shareholders and the community.