PGBank's pre-tax profit reached nearly VND500 billion after the first 9 months of 2025

Vinh Phú |

On October 17, Prosperity and Development Joint Stock Commercial Bank (PGBank) announced its business results for the first 9 months of 2025 with many positive signals about scale, efficiency, and financial foundation, continuing to affirm its safe, effective and sustainable growth orientation. By September 30, 2025, PGBank's total assets reached nearly VND 79,838 billion, up 9.3% compared to the end of 2024. Outstanding loans to customers reached VND 44,349 billion, up 7.5%, in line with PGBank's cautious credit growth orientation, strictly controlling risks.

Customer deposits reached 44,45 billion VND, up 2.4%, while deposits from other credit institutions and issuing documents increased sharply, reflecting the proactiveness in diversifying capital sources and liquidity management.

The investment stock portfolio nearly doubled, from VND 4,251 billion to VND 8,171 billion, flexibly supporting liquidity and investment income.

In addition, the bank's charter capital was increased to VND 5,000 billion, bringing equity to VND 6,362 billion, up 23% compared to the beginning of the year, contributing to strengthening financial capacity and creating momentum for the next growth period.

According to the consolidated financial report, PGBank's pre-tax profit in the first 9 months of 2025 reached VND496.8 billion, up 44% over the same period in 2024.

PGBank continues to maintain a cautious reserve setting policy. The bad debt ratio according to Circular 31 reached 2.84%.

With positive results in the first 9 months of the year, along with stable credit growth, PGBank expects to complete 2025 business targets, while continuing to improve operational efficiency, financial capacity and service quality, bringing sustainable value to customers, shareholders and the community.

Vinh Phú
TIN LIÊN QUAN

PGBank aims to enter the Top 15 banks leading in growth

|

At the end of the first half of 2025, the business results of the Prosperity and Development Joint Stock Commercial Bank (PGBank) achieved many outstanding results, with pre-tax profit in the first 6 months of the year reaching VND 284.3 billion, up nearly 35% over the same period in 2024.

PGBank F-card - a specialized petroleum payment solution for businesses

|

PGBank F-card is a product aimed at individuals and organizations that own or manage many means of transport, with the goal of supporting fuel cost control effectively and focused. The card is specially designed, suitable for the characteristics of business operations in the field of vehicle operation and exploitation, focusing on the function of payment for goods and services at Petrolimex Petroleum Station.

PGBank deploys financial incentives for import-export and FDI enterprises

|

In order to accompany the business community in reducing costs and improving operational efficiency, the Prosperity and Development Joint Stock Commercial Bank (PGBank) has launched a comprehensive incentive package for transaction fees, foreign exchange rates, loan interest rates and banking services.

PGBank aims to enter the Top 15 banks leading in growth

Vinh Phú |

At the end of the first half of 2025, the business results of the Prosperity and Development Joint Stock Commercial Bank (PGBank) achieved many outstanding results, with pre-tax profit in the first 6 months of the year reaching VND 284.3 billion, up nearly 35% over the same period in 2024.

PGBank F-card - a specialized petroleum payment solution for businesses

Vinh Phú |

PGBank F-card is a product aimed at individuals and organizations that own or manage many means of transport, with the goal of supporting fuel cost control effectively and focused. The card is specially designed, suitable for the characteristics of business operations in the field of vehicle operation and exploitation, focusing on the function of payment for goods and services at Petrolimex Petroleum Station.

PGBank deploys financial incentives for import-export and FDI enterprises

Vinh Phú |

In order to accompany the business community in reducing costs and improving operational efficiency, the Prosperity and Development Joint Stock Commercial Bank (PGBank) has launched a comprehensive incentive package for transaction fees, foreign exchange rates, loan interest rates and banking services.