The market recorded 15 banks increasing savings interest rates, including: Eximbank, ACB, Agribank, Sacombank, Saigonbank, VietBank, TPBank, CBBank, VIB, Dong A Bank, VPBank, Techcombank, SHB, VietBank, PVCombank.
However, since the beginning of August, the market has also had up to 4 banks adjusting "upstream" to reduce interest rates. Accordingly, the banks that reduced interest rates are mostly banks that previously had the second highest interest rates in the market such as ABBank, Bac A Bank, SeABank, PVCombank.
What is the highest interest rate?
According to Lao Dong's records, at the 1-month term, the highest deposit interest rate currently belongs to CBBank with an interest rate of 3.8%/year.
At a 3-month term, the highest interest rate is 4.3%/year currently listed by Eximbank.
At the 6-month term, CBBank takes the lead with an interest rate of 5.55%/year.
At a 9-month term, the highest interest rate is 5.7%/year at ABBank.
At the 12-month term, ABBank continuously jumped to the top after raising interest rates, listing a profit of 6.0%/year for this term.
Where to deposit money to enjoy interest rates above 6.0%/year?
The market currently has 8 banks listing interest rates from 6%/year without requiring deposit conditions.
ABBank lists the highest interest rate for a 12-month term at 6.0%/year.
HDBank and NCB lead the 18-month term interest rate chart with a profit margin of 6.1%/year.
With a 36-month term, OceanBank and SHB currently list a profit of 6.1%/year.
Following is OCB, BaoVietBank currently lists an interest rate of 6.0%/year at the same term.
BVBank currently holds two interest rates of 6.0%/year for terms of 18-36 months.
In addition, many banks are also issuing special interest rates, as high as 9.5%/year, along with different deposit conditions (see more details about the 9.5%/year interest rate HERE )
Details of deposit interest rates at banks, updated on August 23, 2024
