HDBank deposit interest rates on August 29th
According to records on August 29, 2026 at Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), online deposit products have listed interest rates that are more profitable than depositing at counters.
Online savings deposit interest rates (%/year) are announced by HDBank as follows:
Term 1-2 months: 4.20%/year.
Term 3-5 months: 4.30%/year.
6-month term: 5.00%/year.
Term 7-11 months: 4.80%/year.
8-month term: 4.80%/year.
12-month term: 5.30%/year.
Term 13-15 months: 5.50%/year.
18-month term: 5.60%/year.
Term 24-36 months: 5.00%/year.
Deposit 300 million VND at HDBank: Highest interest 45 million VND
The interest calculation formula applies as follows:
Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365
The analysis table below shows the expected actual interest received when depositing 300 million VND online at HDBank:
Thus, with a term of 36 months, the amount of interest received is up to 45 million VND.
The term with the highest interest rate is 18 months (5.6%/year), bringing in a profit of 25.2 million VND.
Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
