PGBank's 2026 Annual General Meeting of Shareholders approved all reports and operating orientations with a high consensus rate.
In 2025, the bank maintained positive growth momentum in the context of a still challenging economy. Total assets reached 88,840 billion VND, an increase of 21.7% compared to 2024; total mobilized capital reached 81,117 billion VND, an increase of 21.6%; outstanding credit reached 47,165 billion VND, an increase of 13.6%; charter capital increased to 6,816 billion VND.
Pre-tax profit reached 727 billion VND, an increase of nearly 71% compared to 2024. Efficiency and safety indicators continue to be well controlled, with return on equity (ROE) reaching 9.93% and capital adequacy ratio (CAR) reaching 10.6%.
The General Meeting approved the business plan for 2026 with main targets: total assets increased by 32.2% to 117,419 billion VND, outstanding credit increased by about 30% or according to the limits granted by the State Bank, capital mobilization increased by about 25%.
Notably, the bank sets a pre-tax profit target of VND 1,438 billion, double compared to 2025, while aiming to improve profitability with ROE from 12% or more, control the bad debt ratio below 2.5% and continue to improve financial capacity.
The 2026 Annual General Meeting of Shareholders recognized the high consensus of shareholders on the bank's development orientation in the coming period.
PGBank is oriented as a retail bank based on the digital transformation platform. By 2030, PGBank will be in the top 10 private joint-stock banks in Vietnam with the highest total operating income growth (TOI) based on a sustainable development model and corporate culture, transparent governance framework, professional, honest and enthusiastic staff.
