Bank mortgages

The Government raises the ceiling for unsecured loans in the agricultural sector. Photo: Hai Nguyen

From July 1, without mortgaging, businesses can still borrow up to 5 billion VND for agriculture

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From July 1, 2025, individuals, business households, and cooperatives in the agricultural sector can borrow up to 5 billion VND without collateral.

For common assets such as land use rights, all transactions such as mortgages and transfers must have the consent of both husband and wife. Photo: Nhu Ha

Land mortgage requires the signatures of both husband and wife

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mortgaging land use rights in the name of a husband and wife without the consent of one party can lead to the transaction being declared invalid.