Real estate credit
VND3.48 trillion in outstanding real estate credit debt
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According to the Governor of the State Bank, the outstanding real estate credit balance of the system is currently VND3.48 trillion, but many projects are facing difficulties.
Real estate businesses' thirst for capital has not yet subsided
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Many real estate businesses are still lacking capital even though real estate credit has increased sharply.
Solving capital problems for real estate businesses
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HCMC - Project implementation capital is always a big problem for real estate businesses.
Real estate market remains lackluster
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HCMC - Low apartment supply and weak liquidity have caused the real estate market to be in a less vibrant state.
SBV: "The bank refuses to lend not necessarily because the credit room is gone!"
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Credit in the first 6 months of 2022 is the highest in the past 10 years. Recently, some banks have reported that the credit room is gone because banks increased credit too quickly in the first 6 months of the year. The refusal to lend to customers is not necessarily due to running out of room but may also be due to having to ensure safety ratios, or some low-ranking banks do not have high credit growth..., said a representative of the State Bank.
State Bank Governor: Real estate credit increased sharply by over 12%
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The hottest information has just been announced by State Bank Governor Nguyen Thi Hong that the State Bank has no intention of adjusting the credit increase target of 14% as set out at the beginning of this year. Credit in the first 6 months of 2022 increased by 9.35%. Notably, real estate credit increased sharply in the first half of 2022.