BHXH Việt Nam advises:
Article 5, Clause 12 of Decree 146/2018/NĐ-CP guiding the Health Insurance Law stipulates that a period of 5 consecutive years is the period of use recorded on the health insurance card in the next period, in case of interruption, it shall not exceed 3 months at most.
Therefore, in accordance with the above regulations, if your health insurance period is interrupted for not more than 3 months, it will be considered continuous.
Benefits when participating in health insurance for 5 consecutive years
Based on Point c, Clause 1, Article 22 of the amended and supplemented Health Insurance Law 2014, individuals participating in health insurance will be entitled to 100% of medical examination and treatment expenses when they have paid health insurance for 5 consecutive years and have a "Certificate of No Co-Payment in the Year".
To be issued a "Certificate of No Co-Payment in the Year", individuals must meet 2 conditions:
- Have participated in health insurance for 5 years or more.
- Have a total co-payment for medical examination and treatment expenses within the year exceeding 6 months of the basic salary.
Note: When a "Certificate of No Co-Payment in the Year" has been issued, individuals participating in health insurance will not be required to continue applying co-payment for medical examination and treatment expenses until the end of the lunar year.
