Since the beginning of December, 25 banks have increased deposit interest rates. Including: Nam A Bank, MB, BVBank, Saigonbank, NCB, Cake by VPBank, Techcombank, Bac A Bank, ACB, Sacombank, SHB, KienlongBank, PGBank, OCB, VCBNeo, BIDV, VIB, VPBank, PVCombank, Vietcombank, Agribank, VietinBank, LPBank, ABBank, BaoViet Bank.
In addition, many banks have also launched additional policies, pushing up deposit interest rates.
In particular, Cake by VPBank has just increased interest rates for 6, 7 and 12-month terms by 0.2%/year, bringing the interest rate for these terms to 6.9%/year - the highest level on the market today.
This bank also applies a preferential policy, plus a maximum of 0.6%/year for first-time depositor customers, thereby bringing the highest interest rate up to 7.5%/year for terms from 636 months.
Techcombank also increased the interest rate for terms under 6 months to the ceiling of 4.75%/year according to the regulations of the State Bank. For terms over 6 months, the bank simultaneously listed the rates of 6%/year and 6.1%/year.
This bank also added 1%/year savings interest rate for all deposits in December 2025 for terms of 3, 6, 12 months. Thus, the highest interest rate that customers can receive is up to 7.1%/year if they meet the conditions set by the bank.
At PVCombank, this bank has just adjusted the deposit interest rate to increase sharply for all terms. Accordingly, online savings interest rates, interest paid at the end of the term, 1-month term increased sharply by 0.8%/year, 2-month term increased by 0.7%/year, 3-month term increased by 0.65%/year, 4-month term increased by 0.55%/year and 5-month term increased by 0.45%/year compared to before.
After adjustment, terms from 1-5 months increased to 4.75%/year, the interest rate ceiling according to regulations for terms of 1-5 months.
Terms from 6-11 months increased by 0.6%/year, to 5.8%/year; terms from 12 months or more increased by 0.5%, exceeding the threshold of 6%/year. Of which, the 12 and 13-month terms were listed at 6.1%/year and 6.3%/year, respectively, the 15-36 month term increased to 6.8%/year.
PVCombank also surprised everyone when launching a policy of adding up to 1.5%/year interest rates for customers making online savings deposits every Friday of this December.
Conditions for enjoying an interest rate of 1.5%/year, in addition to online savings on Friday, customers only need to meet the conditions for a deposit term of 12 months or more and a deposit amount of 100 million VND or more.
Thus, if they meet these conditions, PVCombank customers can receive savings interest rates of up to 7.6%/year for 12-month term deposits; 7.8%/year for 13-month term deposits.
In particular, the actual savings interest rate will be up to 8.3%/year if customers deposit for a term of 15-36 months.
For counter interest rates, PVCombank also increased similarly to the increase in online savings interest rates. After adjustment, the 1-5 month term also officially hit 4.75%/year. Bank interest rates for remaining terms are 0.3-0.5%/year lower than the online savings interest rate table.
With the above deposit interest rate table, PVCombank is one of the banks with the highest deposit interest rate in the market today.
Currently, PVCombank still maintains a special interest rate of up to 9%/year for customers depositing for a term of 12-13 months with a deposit amount of... 2,000 billion VND.
