Latest Cake by VPBank interest rates
According to information on Cake by VPBank's standard deposit page, customers can deposit savings from 100,000 VND, term from 1 to 36 months. The bank allows customers to choose to receive interest at the beginning, end, monthly or quarterly.
Cake by VPBank interest rate schedule officially applied from 5:00 PM on April 10, 2026. With the method of receiving interest at the end of the term, Cake by VPBank savings interest rates are listed as follows:
Cake by VPBank interest rate for terms of 1-5 months is 4.75%/year.
Cake by VPBank interest rate for terms of 6-9 months is 7.2%/year.
Cake by VPBank interest rate for terms of 10-12 months is 7.4%/year.
Cake by VPBank interest rate for a term of 13-24 months is 7.4%/year.
Cake by VPBank interest rate for a 36-month term is 6.3%/year.
Notably, with the program "Deposit from 5 million - Including interest up to 1.8%/year", the application period is from August 1, 2026 to the end of August 31, 2026. The program applies to CAKE term deposits and CAKE accumulation term deposits.
In addition, on the interest calculation tool, Cake by VPBank also displays a promotion of up to 1.8% when depositing next time for a term of 6-12 months and a 2% gift when depositing the first time for a term of 6-12 months.
Thus, if customers deposit for a 12-month term, the standard interest rate of 7.4%/year may increase to 9.2%/year when adding incentives of 1.8%/year, or up to 9.4%/year if applied incentives for first-time depositors adding 2%/year.
Deposit 200 million VND at Cake by VPBank, how much interest will you receive?
To calculate savings deposit interest, customers can refer to the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
With a deposit of 200 million VND at Cake by VPBank, receiving interest at the end of the term, the interest amount for reference according to some main terms is as follows:
Deposit 200 million VND for a 3-month term, Cake by VPBank interest rate 4.75%/year, receive about 2.375 million VND.
Deposit 200 million VND for a 6-month term, Cake by VPBank interest rate 7.2%/year, receive about 7.2 million VND.
If the 6-month term is given an incentive of 1.8%/year, the interest rate can be up to 9%/year, with interest of about 9 million VND.
If the 6-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.2%/year, with interest of about 9.2 million VND.
Deposit 200 million VND for a 12-month term, Cake by VPBank interest rate 7.4%/year, receive about 14.8 million VND.
If the 12-month term is given an incentive of 1.8%/year, the interest rate can be up to 9.2%/year, with interest of about 18.4 million VND.
If the 12-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.4%/year, with interest of about 18.8 million VND.
Deposit 200 million VND for a 24-month term, Cake by VPBank interest rate 7.4%/year, receive about 29.6 million VND.
Deposit 200 million VND for a 36-month term, Cake by VPBank interest rate 6.3%/year, receive about 37.8 million VND.
Depositors should note that incentives plus interest rates at Cake by VPBank are applied according to the conditions and terms of each program. Before depositing savings, customers should check the Cake by VPBank interest rate at the time of transaction, the time of application of incentives, conditions for adding interest rates and regulations for early withdrawal.
