HDBank deposit interest rate on January 31st: Highest 6.10%
According to records on January 31, 2026, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates, attracting market attention.
In which, online deposit products are often prioritized by individual customers due to their convenience and listed interest rates are often more profitable than depositing at the counter.
Below is the online savings deposit interest rate table (%/year) announced by HDBank:
Deposit 300 million VND at HDBank: Highest interest 49.5 million VND
The interest calculation formula applies as follows:
Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365
The analysis table below shows the expected actual interest received when depositing 300 million VND online at HDBank:
Thus, with a term of 36 months, the interest you receive is up to 49.5 million VND.
The term with the highest interest rate is 18 months (6.10%/year), bringing in a profit of 27.45 million VND.
Deposit interest rates may change depending on the bank's policy and market developments.
