Deposit 100 million VND and receive the highest interest rate of 8.3%
Cake by VPBank is applying a policy of adding 0.9%/year for customers depositing money from a 6-month term, the implementation period is until the end of February 28, 2026. After adding, the interest rate customers enjoy ranges from 8-8.2%/year depending on the term and applicable conditions.
At PVcomBank, the bank implements an additional program of up to 1.5%/year for customers who deposit online on Fridays every week. The applicable condition is to deposit money through digital channels, with a term of 12 months or more and a minimum deposit amount of 100 million VND.
With this additional amount, a deposit of 100 million VND can enjoy an interest rate of 7.6%/year for a 12-month term and 7.8%/year for a 13-month term. If choosing terms from 15–36 months, the actual received interest rate is up to 8.3%/year, a rare level in the market for small deposits.
Special interest rate for 12-13 month term up to 9%
Interest rates in many banks are listed at high levels, up to 6.5-9%. However, to receive this interest rate, special conditions are required.
PVcomBank is applying a special interest rate of 9%/year for terms of 12–13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND.
MSB still applies an interest rate of 8% for customers depositing savings for a term of 12 months, with deposits from 500 billion VND or more.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.
Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.
For deposit accounts from 500 million VND at OCB, this bank lists interest rates of 6.7%/year for terms of 12-15 months; term of 18 months 6.9%/year; term of 21 months 7%/year; term of 24 months 7.1%/year; term of 36 months 7.3%/year.
Many banks list interest rates above 6.5%/year without conditions attached
In addition to special interest rate packages, many banks are also listing interest rates above 6.5%/year for long terms without requiring a minimum deposit amount.
Vikki Bank applies an interest rate of 6.5%/year for 6-month terms; 6.6%/year and 6.7%/year respectively for 12-month and 13-month terms. Cake by VPBank lists an interest rate of 7.3%/year for 6-month terms and 7.1%/year for terms from 7–36 months.
Bac A Bank lists interest rates of 6.5%/year for terms from 6–11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13–15 months and 6.7%/year for terms from 18–36 months.
OCB applies an interest rate of 6.5%/year for terms of 12 – 15 months; 18-month term 6.7%/year; 21-month term 6.8%/year; 24-month term 6.9%/year; 36-month term up to 7.1%/year.
VIB applies an interest rate of 6.5%/year for a 12-month term; PVcomBank applies an interest rate of 6.8%/year for terms from 15–36 months.
PGBank applies an interest rate of 7.1%/year for terms of 6-9 months; terms of 12-13 months are 7.2%/year; terms of 18-36 months are 6.8%/year.
MBV applies an interest rate of 6.5%/year for terms of 6-11 months; 7.2%/year for terms of 12-36 months.
BVBank applies interest rates of 6.6%/year for 12-month terms; 6.9%/year for 15-month terms; 7%/year and 7.1%/year for 18- and 24-month terms.
Statistics of banks with the highest savings deposit interest rates today:
Comparing the highest bank interest rates for a 3-month term
Interest rates for 6-month term savings deposits at banks
12-month savings deposit, which bank's interest rate is the highest?
Agribank bank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
