Bank interest rates today March 24: Continuing to increase sharply, the interest rate race is increasingly exciting

Savings interest rates soar

BVBank has just increased deposit interest rates for many terms. In which, the 6-11 month term increased by 0.3%/year to 6.6%/year; the 12-18 month term increased by 0.2%/year, the 24-month term increased by 0.1%/year. Accordingly, the interest rate for 12-month term deposits increased to 6.8%/year, the 15-month term 7%/year, and the 18-24 month term 7.2%/year.

Nam A Bank has just announced the issuance of deposit certificates for the 2nd phase of 2026 with a total par value of 2,000 billion VND, term from March 17 - June 17 or when issued with full par value.

The deposit certificate interest rate announced by Nam A Bank is up to 7.89%/year for a 6-month term and 7.99%/year for a 7-month term.

Since the beginning of March, 11 banks have increased deposit interest rates, including: VPBank, Sacombank, VietBank, MB, SHB, NCB, Techcombank, VietinBank, BIDV, BVBank, Cake by VPBank. Among them, MB and Cake by VPBank have increased deposit interest rates twice during this time.

Highest special interest rate 7-9%/year

Interest rates in many banks are listed at high levels, up to 7-9%. However, to receive this interest rate, special conditions are required.

MSB announces an interest rate of 9%/year, applicable to newly opened customers (or savings books opened from the beginning of 2018 automatically renewed with deposit terms of 12 months, 13 months) and deposits from 500 billion VND or more for a term of 13 months.

PVcomBank is applying a special interest rate of 9%/year for terms of 12–13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.

Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.

Cake by VPBank applies an interest rate of 7.1-7.5%/year for terms from 6 to 36 months. In March, the bank also announced a policy of adding interest rates up to 0.9%/year, pushing the highest actual interest rate to over 8.4%/year.

SeABank has just announced a preferential interest rate program from February 23rd to April 8th, 2026. Accordingly, customers depositing savings from 50 million VND with a term of 6 months or more can receive interest rates up to 8.3%/year.

For deposit accounts from 500 million VND at OCB, this bank lists interest rates of 6.7%/year for terms of 12-15 months; term of 18 months 6.9%/year; term of 21 months 7%/year; term of 24 months 7.1%/year; term of 36 months 7.3%/year.

Interest rate above 6.5%/year without conditions attached

In addition to special interest rate packages, many banks are also listing interest rates above 6.5%/year for long terms without requiring a minimum deposit amount.

Vikki Bank applies an interest rate of 6.5%/year for a 6-month term; 6.6%/year and 6.7%/year respectively for 12-month and 13-month terms.

Cake by VPBank lists an interest rate of 7.7%/year for terms of 6-9 months and 7.9%/year for terms from 10–36 months.

Bac A Bank lists interest rates of 6.5%/year for terms from 6–11 months; 6.5%/year for terms of 12 months; 6.6%/year for terms of 13–15 months and 6.7%/year for terms from 18–36 months.

VIB applies an interest rate of 6.5%/year for a 12-month term; PVcomBank applies an interest rate of 6.8%/year for terms from 15–36 months.

PGBank applies an interest rate of 7.1%/year for terms of 6-9 months; terms of 12-13 months are 7.2%/year; terms of 18-36 months are 6.8%/year.

MBV applies an interest rate of 6.5%/year for terms of 6-11 months; 7.2%/year for terms of 12-36 months; MB applies an interest rate of 6.6% for terms of 24 months; SHB applies an interest rate of 6.6% for terms from 15 - 24 months.

BVBank applies an interest rate of 6.8%/year for a 12-month term; 7%/year for a 15-month term, 7.2%/year for a 18-24 month term.

VietBank applies an interest rate of 6.5%/year for terms of 16 - 17 months; currently the highest deposit interest rate according to VietBank's listing is 6.6%/year, applied to terms of 18 - 36 months.

NCB applies interest rates of 6.6%/year for terms of 12-13 months; 6.7%/year for terms of 15 months; 6.8%/year for terms of 18 months; 6.9%/year for terms of 24-60 months.

MB applies an interest rate of 6.55%/year for a term of 12-18 months; 7.5%/year for a term of 24-60 months.

Statistics of banks with the highest savings deposit interest rates today:

Comparing the highest bank interest rates for a 3-month term

Interest rates for 6-month term savings deposits at banks

12-month savings deposit, which bank's interest rate is the highest?

Agribank bank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term