Bank interest rates today January 26: Racing to increase interest rates beyond 6%

A series of banks increased interest rates

Since the beginning of January 2025, 13 banks have adjusted their deposit interest rates. Of which, 11 banks have increased interest rates such as Agribank, Bac A Bank, NCB, MBV, ABBank, Eximbank, VietBank, KienLong Bank, Cake by VPBank, BaoViet Bank...

Banks race to raise interest rates beyond 6%

Currently, interest rates above 6%/year are being listed by many banks for long-term deposits but do not require a minimum deposit amount.

Eximbank applies an interest rate of 6.5-6.8%/year for long terms from 15-34 months; BVBank applies an interest rate of 6.05% for 12-month terms, 6.25% for 15-month terms, 6.35% for 18-month terms and 6.45% for 24-36-month terms;

IVB applies the highest interest rate of 6.45%/year for 5-15 year term, 6.25%/year for 48 month term, 6.15%/year for 36 month term and 6.05/year for 12 month term; KienLong Bank applies the interest rate of 6.1% for 12-24 month term, 6.3% for 36 month term and 6.4% for 60 month term;

GPBank applies an interest rate of 6.05%/year for a 12-month term and 6.15%/year for terms from 13-36 months. Cake by VPBank applies an interest rate of 6%/year for a 12-18-month term and 6.3%/year for a 24-36-month term; OceanBank applies an interest rate of 6.1%/year for a 24-month term; KienlongBank applies an interest rate of 6.1%/year for a 36-month term.

VRB and Dong A Bank apply an interest rate of 6% for a 24-month term; VietABank applies an interest rate of 6% for a 36-month term; SaigonBank applies an interest rate of 6% for a 13, 18 and 24-month term, and 6.1% for a 36-month term; HDBank applies an interest rate of 6% for a 15-month term and 6.1% for a 18-month term; BAOVIET Bank applies an interest rate of 6% for a 15, 18, 24 and 36-month term; ABBank applies an interest rate of 6% for a 12-month term; CB applies an interest rate of 6% for terms of 12 months or more.

Special interest rate highest 7-9.5%

Interest rates are listed at high levels by many banks, from 7% to 9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter. The condition is that customers must maintain a minimum balance of VND2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, an interest rate of 6% is applied for an 18-month term.

MSB listed interest rates of 8%/year for 13-month terms and 7%/year for 12-month terms. The condition is a minimum deposit of VND500 billion from newly opened or automatically renewed savings accounts from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for deposits with a term of 13 months or more, with a minimum amount of VND 200 billion. A 24-month term applies an interest rate of 6.1%/year.

Bac A Bank has the highest interest rate of 6.2%/year for terms of 18-36 months, with deposits of over 1 billion VND.

Statistics of banks with the highest savings interest rates today:

Compare highest bank interest rates for 3-month term

Interest rates on 6-month savings deposits at banks

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Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.