Bank interest rates today: Shocking increase

    Mai Ánh |

    Interest rates on January 23: A bank increased special interest rates for the occasion of Lunar New Year 2025, where to deposit money to get the best interest rate at this time?

    According to Lao Dong, on January 23, Vietnam Modern Bank (MBV) announced a "flash interest rate" program applicable from January 22 to 24, 2025, increasing by 0.5%/year compared to the normal interest rate, with the highest rate reaching 6.2%/year for a 12-month term, temporarily leading the short-term market.

    Vietcombank Securities Company (VCBS) commented that the State Bank will continue to maintain a flexible monetary policy to support economic growth while controlling inflation well. Factors such as fiscal policy, fluctuating raw material prices and the speed of global economic recovery will be the main factors affecting interest rates in 2025.

    VCBS predicts that medium- and long-term deposit interest rates will increase slightly by 0.2 - 0.3 percentage points by the end of 2024, then remain stable in 2025. Lending interest rates are expected to increase by 0.5 - 0.7% as credit demand increases thanks to economic recovery, especially when businesses begin to expand production and business activities after the period affected by the pandemic.

    The government also plans to adopt support policies to minimize the negative impacts of rising interest rates, especially on the manufacturing and export sectors.

    Series of 17 banks paying interest from 6.0%/year

    Tong hop ngan hang tra lai suat tiet kiem tu 6,0%/nam
    Summary of banks paying savings interest rates from 6.0%/year

    - Term 36 months:

    Eximbank: leading with interest rate of 6.8%/year when saving online.

    NCB: Leading with interest rate of 6.15% when depositing online, 6.05% at the counter.

    Viet Capital Bank and OCB: The interest rate at the counter is 6.0%. However, OCB only applies 5.8% when depositing online.

    - Term 24 months

    Eximbank: Highest interest rate reaches 6.8% when saving online.

    Timo by BVBank: 6.3% interest rate applies to both counter and online deposits.

    BVBank: Interest rates range from 6.2% at the counter to 6.3% online.

    BacABank and PublicBank: Both apply 6.2% interest rate at the counter.

    Saigonbank: Interest rate of 6.0% applies equally to both counter and online transactions.

    - 18 month term:

    Eximbank: Currently paying 6.6% interest.

    MSB: Currently paying 6.3% interest.

    Bac A Bank: Currently paying 6.2% interest.

    GPBank: Currently paying 6.15% interest.

    Dong A Bank, Kienlongbank, MBV, HDBank: All apply interest rate of 6.1%.

    IVB: Currently paying 6.05% interest.

    BVBank, CBBank, Saigonbank: Currently paying interest rate of 6.0%.

    - 12 month term:

    Eximbank: Currently paying 6.6% interest.

    Bac A Bank: Currently paying 6.2% interest.

    BVBank, CBBank, Saigonbank: Currently paying interest rate of 6.0%.

    Mai Ánh
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