BIDV launches domestic business credit cards BIDV Napas Business

Flexible payment solutions for businesses

BIDV Napas Business is a domestic credit card line developed specifically for businesses with domestic payment needs, especially suitable for logistics, transportation, import-export, manufacturing, trading enterprises and SMEs that regularly incur expenses to serve business operations.

With a flexible credit limit of up to 10 billion VND and a maximum interest-free period of 45 days, the product helps businesses proactively mobilize working capital, optimize short-term cash flow and improve spending management efficiency.

BIDV Napas Business also allows businesses to issue unlimited sub-cards, thereby delegating usage rights to many officials and departments at the same credit limit. This feature supports businesses to improve the efficiency of centralized control of expenditures, transparency of costs and reduce the process of advances and manual refunds.

The card supports payment of expenses related to seaports, warehouses and many other payment needs in customers' business operations. At the same time, the card has enhanced security when requiring PIN code entry when transacting and can be easily managed on digital banking channels such as BIDV Direct, BIDV SmartBanking and many other channels in BIDV's digital ecosystem, meeting the needs of safety and security in payment and flexibility in use of customers.

Reasonable cost – Increased usage efficiency

Positioned as a domestic business credit card line with competitive costs, BIDV Napas Business helps businesses optimize costs compared to other common domestic payment methods such as: bank transfer, QR payment...

On the occasion of the launch, from now until December 31, 2026, BIDV Napas Business cardholders will enjoy many attractive incentives: Annual fee for the first year; 1% refund when paying at restaurants and hotels, up to 300,000 VND/card/month and many other incentives from BIDV and BIDV's partners.

With the launch of BIDV Napas Business cards, BIDV continues to affirm its orientation in developing modern, safe and suitable financial solutions to the actual needs of Vietnamese businesses.

With a competitive cost policy, diverse payment features and many attractive incentives, BIDV Napas Business promises to become a tool to support businesses in managing spending effectively, optimizing cash flow and improving the efficiency of production and business operations.