With two outstanding preferential options - Free Annual Lifetime with an exemption time of up to 57 days or unlimited refund for all spending - VIB Business Card has strongly affirmed the commitment to "Leading the card trend" of VIB, providing financial management tools and optimizing effective cash flow for businesses.
Ms. Tuong Nguyen - Director of VIB card block - shared: "The launch of the VIB Business Card credit card is an important milestone in VIB's overall strategy to build a comprehensive financial solution ecosystem, serving a variety of customer segments from individuals to businesses. VIB Business Card demonstrates VIB's efforts in understanding and meeting the specific needs of corporate customers.
We look forward to providing an integrated solution, combining flexible capital from loan products with modern cash flow management tools and management such as VIB Business Card cards and digital platforms. This product is not only a means of payment but also a strategic tool to help businesses optimize costs, improve operational efficiency and seize opportunities for growth. "
Ms. Dang Tuyet Dung - Director of Vietnam and Laos visa - said: "We appreciate VIB's efforts in constantly innovating and offering practical and flexible financial solutions for the business community - especially small and medium enterprises.
With a global payment network, advanced security technology and a visa digital trade support platform, we and partners in the digital payment ecosystem will accompany VIB in opening new opportunities for Vietnamese businesses to reach the regional and international markets. Visa pledged to continue investing, cooperating and supporting partnerships such as VIB in promoting digital finance, contributing to the sustainable development of Vietnam's digital economy ".
VIB Business Card offers two outstanding preferential policies, allowing businesses to actively choose and change the type of preferential depending on their needs at any time through the 19002200 switchboard.
Free for lifetime and interest for up to 57 days
With this option, businesses can optimize costs with a lifetime free annual policy that does not require spending conditions and enjoy interest time for up to 57 days - the longest in the current credit card market.
This nearly 2 months of interest exemption creates a superior competitive advantage, helping businesses to maximize the turnover of capital, pay large amounts (renting premises, importing goods, advertising ...) without being under instant interest rate pressure, thereby significantly improving the cash flow for businesses. VIB in collaboration with VNPAY and Visa provides a solution of Business Payment Service (BPSP) on VNPAYB2B platform to VIB cardholders, to make payments to any payment account of the enterprise receiving payment even if they have not opened the card acceptance feature.
1% refund unlimited
With the second option, businesses actively select the list of spending most suitable for business activities in each period and receive a 1% refund for all convertible transactions on that portfolio. With the remaining spending, the enterprise has a refund score of 0.1%. When there is a need to change the expenditure portfolio, businesses can be done right on the application of the Myvib Biz or myvib Corp digital bank of VIB. This option still includes the enterprise payment feature (BPSP) on VNPAYB2B platform to make payments to any payment account of the enterprise receiving payment.
Unlike some credit cards on the market often limit the maximum refund of each period or each year, VIB Business Card allows businesses to accumulate benefits continuously on key expenditures. The more spending in the selected list, the greater the receiver. The refund is added directly to the card account, helping to reduce actual costs for businesses. Simple refund mechanism, easy to monitor and apply to the common spending portfolio of the business.
VIB Business Card - Effective spending management tool
In addition to two outstanding preferential policies, VIB Business Card also integrates a series of features and utilities, which is a powerful assistant in managing enterprise spending: Smart spending management: Transactions directly from associated accounts, easy to monitor and control costs; Flexible customization: Can optional minimum payment ratio (from 1% - 20%), Statistics date and automatic debt form (minimum, maximum amount, fixed amount,% fixed); Online and international payment; High credit limit: up to 1 billion without collateral requirements; Leading utilities: Give the lounge and Fasttrack user to the Business Card Cardholder when spending at least 500 million VND/card/year; Maximum security with EMV chip technology and 3D Secure online transaction authentication.
"The empowerment for customers to choose between annual free time with a record exemption time or unlimited refund, and the ability to deeply customize the management factors, is the way of personalizing the experience of experiencing and leading the trend of the business card market, in line with the strategic spirit of 'leading the card trend', Ms. Tuong Nguyen emphasized.
The first 710 customers who successfully opened the card and have the earliest spending will receive Urbox's E-Voucher immediately up to 5,000,000 VND. Be the first customers to experience Vib Business Card, breakthrough corporate financial management solution.
