Detailed instructions on one-time social insurance benefits from July 2025

The Lao Dong Newspaper Legal Consulting Office replied:

Article 14 of Decree 158/2025/ND-CP (effective from July 1, 2025) stipulates one-time social insurance benefits in cases specified in Point d, Clause 1, Article 70 of the Social Insurance Law, which is specified in detail as follows:

a) Employees who have paid social insurance before July 1, 2025 (before the effective date of the Social Insurance Law) are employees whose at the time of settlement of one-time social insurance payment, there is still a period of social insurance payment before July 1, 2025 to calculate social insurance benefits;

b) Determination that 12 months are not subject to compulsory social insurance contributions and are 12 months of non-payment of social insurance are calculated continuously until the month immediately preceding the month in which the social insurance agency receives the application for one-time social insurance settlement, excluding the months not required to pay compulsory social insurance as prescribed in Clause 5, Article 33 and Clause 3, Article 34 of the Law on Social Insurance.

At the time the employee submitted the application for one-time social insurance, he/she must not be a subject participating in compulsory social insurance and must not participate in voluntary social insurance.

2. In case the employee is eligible for one-time social insurance according to the provisions of Point d, Clause 1, Article 70 of the Law on Social Insurance and is eligible for pension according to Clause 1, Article 64 of the Law on Social Insurance, it shall be resolved in accordance with the employee's request in writing.

Thus, from July 1, 2025, the settlement and enjoyment of one-time social insurance shall be implemented according to the above regulations.