Pension payment schedule according to new regulations
According to Clause 3.3.2, Article 17 of the Regulation issued together with Decision 2222/QD-BHXH in 2025, the organization of monthly social insurance (BHXH) payments is carried out through payment service organizations (HTCT) in many different forms, including cash payments and payments through bank accounts.
Payment time is divided into milestones as follows:
First, payment at the payment point: The payment of pensions and social insurance allowances in cash is carried out from the 2nd to the 10th of each month, during office hours. For payment points that have completed payment for all beneficiaries according to the list transferred by the social insurance agency, it may end before the 10th.
Second, payment at the transaction point of HTCT organization: From the 11th to the end of the 25th of the month, people who have not received pensions or allowances at previous payment points will continue to be paid at the transaction points of HTCT organization.
Third, payment through bank accounts: According to Official Dispatch 1343/BHXH-TCKT in 2025, monthly pensions and social insurance allowances are transferred to the beneficiary's personal account on the first or second day of the month, depending on the specific payment schedule of each locality specified in the appendix attached to this official dispatch.
Thus, in principle, employees and pensioners can receive money from the 1st to the end of the 25th of each month, depending on the form of payment they register.
In fact, payment is usually made at the beginning of the month
In fact, most pensioners who receive money through bank accounts are usually transferred money by social insurance right from the 1st of every month. However, in case the 1st or 2nd day coincides with a holiday, holiday or weekend, the payment schedule may be adjusted sooner or later.
When there is a change, the social insurance agency will specifically notify beneficiaries to actively monitor and receive money at the right time, avoiding obstacles in the payment process.
Clearly stipulating the payment time limit helps employees and retirees feel more secure in arranging living, spending and ensuring social security rights.
