Proposing many solutions to reduce people's out-of-pocket spending on healthcare

Lệ Hà |

The proportion of direct out-of-pocket expenditures from households for medical examination and treatment is estimated to account for about 43% of medical expenses and the Ministry of Health has just proposed many solutions to reduce this ratio to only 23% by 2025.

Many revenues and expenditures are not in accordance with regulations.

The State Audit has just completed an audit of the management and use of public finance and public assets in 2023; the topic "implementation of the arrangement and reorganization of public service units according to Resolution No. 19-NQ/TW dated October 25, 2017 for the period 2021-2023"; the management and use of state financial funds outside the central budget for the period 2020-2023 at the Ministry of Health.

According to the inspection results, many patient collections are not in accordance with regulations: Some units have not recorded revenue from medical examination and treatment services for completed services; reflecting the nature of revenue sources incorrectly; Some medical services have established prices with a number of drug lists and costs that have been included in the price structure of medical examination and treatment services paid by social insurance, but medical examination and treatment facilities still collect additional money from patients; applying prices for medical examination and treatment services is not accurate...

Some hospitals generate revenue from performing technical services that are not specified in Circular No. 13/2023/TT-BYT dated June 29, 2023, such as surgical services on demand during or outside of business hours; liver transplant surgery; Collecting from patients some technical services that have been included in the daily price, bed price in the surgical service price...

Nguoi benh di kham bang Bao hiem y te rat dong, luon phai cho doi. Anh: Minh Thu
There are a lot of patients who go to the doctor using health insurance and always have to wait. Photo: Minh Thu

The suffering of the medical practitioner

Pharmacist Nguyen Xuan Son - Head of Pharmacy Department (Thanh Hoa Dermatology Hospital) - said that it is not common for medical examination and treatment facilities to collect additional money from patients even though medical services have been included in the price structure of medical examination and treatment services covered by social insurance. However, at specialized hospitals such as Thanh Hoa Dermatology Hospital, patients still have to pay when the medicine is not suitable and the insurance does not pay. For example, when a doctor prescribes liver function support medicine, the insurance does not pay for the wrong reason, only paying when the patient has a skin disease with chronic liver disease, acute liver disease... Therefore, doctors must advise patients to buy medicine themselves.

Associate Professor, Dr. Nguyen Lan Hieu - Director of Hanoi Medical University Hospital - although did not give an assessment of the above situation, he also said that in recent years, hospitals have been struggling in their operations, so there are still many shortcomings. Surely after the audit, they will be seriously rectified.

Ms. Tran Thi Trang - Director of the Health Insurance Department (Ministry of Health) - said that in the draft revised Law on Health Insurance, the Ministry of Health proposed many options to reduce the rate of out-of-pocket spending of people such as proposing a supplementary health insurance package, adding funding for medical examination and treatment from the health insurance fund, prioritizing the expansion of health insurance payment for screening of some diseases...

The scope of benefits for health insurance card holders is currently quite comprehensive with more than 18,000 medical technical services including high-tech and expensive services such as cardiovascular intervention, cardiovascular surgery, endoscopic surgery, MRI, CT, PET-CT... The list of health insurance drugs includes more than 1,000 active ingredients, modern biological products and hundreds of oriental medicines, medicines from medicinal herbs including expensive cardiovascular and cancer treatment drugs.

However, personal preventive services such as: medical examination, risk detection, diagnosis, early treatment, prevention of disease progression, chronic diseases, rehabilitation, home care, treatment of occupational diseases and work-related accidents are not covered by the health insurance fund. Some necessary services and products used in diagnosis and treatment for patients are not currently paid, affecting the rights of patients and not meeting professional requirements.

"The above shortcomings are one of the reasons why people's out-of-pocket spending on health care is high, accounting for 43%," Ms. Trang added.

Therefore, in the draft revised Law on Health Insurance, the Ministry of Health proposed many options to reduce the rate of out-of-pocket spending of people such as proposing a supplementary health insurance package, adding funding for medical examination and treatment from the health insurance fund, prioritizing the expansion of health insurance payment for screening of some diseases...

The Ministry of Health believes that expanding early diagnosis and treatment of some diseases will help increase people's financial security. In particular, people will be paid by the health insurance fund, contributing to the goal of reducing the current out-of-pocket spending rate of 43% to about 23% by 2025.

Lệ Hà
RELATED NEWS

Rare cold weather in Ho Chi Minh City, young people are excited

|

On the evening of January 9, the temperature in Ho Chi Minh City continued to drop deeply, making many people clearly feel the rare cold.

Reasons why fraud boss Chen Zhi was extradited by Cambodia to China

|

Chen Zhi, who is accused of operating online fraud activities from Cambodia, has been extradited to China.

Live football U23 Vietnam vs U23 Kyrgyzstan at the AFC U23 Championship

|

Live broadcast of the match between U23 Vietnam and U23 Kyrgyzstan at the 2026 AFC U23 Championship, taking place at 9:00 PM today (January 9).

Trade union activities need to be upgraded and more effective in 2026

|

Ho Chi Minh City - The streamlined trade union organization model requires management, administration and operational efficiency to be raised to a new level in 2026.

Merging two central hospitals into Hanoi Medical University

|

Central Hospital 71 and the Central Nursing and Rehabilitation Hospital will merge into Hanoi Medical University, according to the policy of the Ministry of Health.

Mr. Truong Quoc Huy talks about the reason for resigning from the position of Secretary of Phu Tho Provincial Party Committee

|

Mr. Truong Quoc Huy stopped participating in the Executive Committee, the Standing Committee and stopped holding the position of Secretary of Phu Tho Provincial Party Committee, and was given a leave of absence according to his personal wishes.

C00, A00 combinations are gradually being removed from admissions at many universities

|

Ho Chi Minh City - Enrollment season 2026, many universities are expected to adjust admission combinations, in which traditional combinations C00, A00 are gradually being eliminated or narrowed.

How to make a health insurance card for veterans specifically?

Hoàng Lê |

Vietnam Social Security Agency guides people on procedures for health insurance cards for veterans.

Sở Y tế TPHCM kiểm tra tiêm vaccine sởi tại trường học

ÁNH LY |

Trước tình hình dịch bệnh sởi vẫn tiếp tục gia tăng, TPHCM đã tổ chức đoàn giám sát đến các trường học trên địa bàn để kiểm tra.

Cán bộ y tế xã ở Lào Cai tử vong khi đi hỗ trợ người dân

Đinh Đại |

Trên đường đi giúp người dân di chuyển tài sản, một cán bộ Trạm Y tế xã Tả Củ Tỷ (Bắc Hà, Lào Cai) đã tử vong do bị nước cuốn trôi.