New regulations from July 1 on the number of years of social insurance contributions to receive pensions

Hà Anh |

From July 1, 2025, many new regulations related to social insurance will be applied, including adjusting the number of years of social insurance contributions to receive pensions.

Ms. Duong Thi Minh Chau - Head of the Department of Propaganda and Support for Social Insurance Participants Region I (Hanoi) - said:

*From January 1, 2025 to June 30, 2025

For subjects participating in compulsory social insurance:

According to the provisions of Article 54 of the Law on Social Insurance 2014 (amended by Point a, Clause 1, Article 219 of the 2019 Labor Code), to receive a pension, employees must meet the conditions on retirement age as well as the number of years of social insurance contributions.

In which, the number of years of social insurance contributions to receive pensions is as follows:

- The number of years of social insurance contributions is at least 20 years, including both men and women.

- In the case of female workers who are commune-level cadres, civil servants or part-time workers in communes, wards and towns, they will have paid social insurance for 15 years to less than 20 years and have reached the retirement age prescribed in Clause 2, Article 169 of the 2019 Labor Code, they will receive a pension.

For subjects participating in voluntary social insurance:

According to the provisions of Article 73 of the Law on Social Insurance 2014 amended by Point c, Clause 1, Article 219 of the 2019 Labor Code, employees participating in voluntary social insurance will receive pensions when they meet the following conditions:

- Meeting the retirement age as prescribed in Clause 2, Article 169 of the 2019 Labor Code;

- Having paid social insurance for 20 years or more.

* From July 1, 2025 onwards:

For subjects participating in compulsory social insurance:

According to Article 64 of the Social Insurance Law 2024, to receive a pension, employees must meet the conditions on retirement age as well as the number of years of social insurance contributions.

In which, the number of years of social insurance contributions to receive pensions must be at least 15 years or more for both men and women.

The above regulation does not apply to pensioners who are less likely to work (Article 65 of the Social Insurance Law 2024).

For subjects participating in voluntary social insurance:

According to Article 98 of the Social Insurance Law 2024, voluntary social insurance participants are entitled to receive pensions when they reach retirement age as prescribed in Clause 2, Article 169 of the Labor Code 2019 and have paid social insurance for 15 years or more.

Hà Anh
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