How to calculate pension

Cases where employees are entitled to pensions when they are not old enough to retire

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Workers who have enough years of social insurance participation but are not old enough to retire can still retire early to receive a pension.

High pensions depend directly on the level and duration of social insurance contributions

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The high or low pension depends not only on the number of years of contribution but also on how to choose the social insurance contribution level from the beginning.

Do pensioners who work part-time have to pay social insurance

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Whether people receiving pensions who need to work part-time have to pay social insurance is a concern of many readers.

How is the retirement age from 2026 calculated?

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The retirement age (to receive a pension) will gradually increase until reaching 62 years old for men in 2028 and 60 years old for women in 2035.

Instructions on how to receive early pensions when you are not old enough to retire

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Employees can receive early pensions when they have enough years of social insurance participation.

How to calculate pensions when retiring early in 2026

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Calculating pensions when employees are eligible to retire before the prescribed age in 2026 has been guided by Vietnam Social Security (BHXH).

Early pension benefits if employees are HIV-infected due to occupational accidents

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Usually, employees will receive a pension when they reach the age. However, if employees are infected with HIV due to occupational accidents, they will receive an early pension.

Pensions are deducted for administrative violations, people will have to declare themselves

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According to current regulations, from January 1, 2026, within 5 days from the date of receiving the request document, people must provide information about salaries and pensions.

Is it necessary to pay social insurance for the current pension and still go to work?

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Many retirees still continue to participate in signing labor contracts. So, do those who are receiving pensions continue to have to pay compulsory social insurance?

Do not abolish the pension benefit rate due to early retirement

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Early retirement reduces the pension benefit rate. So when reaching retirement age according to regulations, is this reduced rate deducted or not?

Pension for employees who have paid social insurance for 15 years

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Pensions may come earlier for employees who have only 15 years of social insurance contributions.

In addition to pensions, in 2026 female workers will receive an additional one-time allowance

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According to the provisions of law, in addition to pensions, employees are entitled to additional one-time allowances if the social insurance contribution period is over 30 years for women and 35 for men.

Each person's monthly pension is different mainly due to the average salary level

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According to regulations, monthly pensions are calculated using a common formula. The high or low salary depends mainly on the average salary.

Pension payment at the beginning of 2026: Not everyone who receives more will be kept

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From the beginning of 2026, the combined payment of pensions has been implemented. However, some cases may arise where the spent money must be recovered.

Pension for people with 15 years of hard and hazardous work: Social insurance provides clear information

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Vietnam Social Security has just responded and provided information on the conditions for enjoying pensions for people who have worked in heavy, hazardous, and dangerous professions and jobs for 15 years.