How to calculate pension

How to calculate employees' pensions based on the time of participating in social insurance

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The pension level of employees is calculated based on the time of starting to participate in social insurance, with different calculation methods depending on the salary regime.

Retiring in 2025, paying social insurance for 32 years, how much pension will you receive per month?

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Articles 66 and 72 of the Law on Social Insurance 2024 have detailed regulations on how to calculate monthly pensions for those who pay compulsory social insurance.

Pension and social insurance allowance payment schedule for November 2025 in Ho Chi Minh City

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According to information from Ho Chi Minh City Social Insurance, this agency has a schedule to pay pensions and social insurance benefits in November 2025.

Steps for voluntary social insurance participants to receive pensions

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Voluntary social insurance participants can carry out pension receipt procedures quickly and transparently according to Decision 863/QD-BNV recently issued.

Latest pension and social insurance allowance payment schedule for November

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According to the regulations of Vietnam Social Security, because the pension payment schedule for November falls on Sunday, the payment schedule will be postponed to Monday, November 3, 2025.

Millions of people receive additional support money 4 times, in addition to pensions

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The 2024 Social Insurance Law adjusts pension conditions and increases one-time allowances for employees upon retirement.

When will I receive my pension if I pay voluntary monthly social insurance?

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The voluntary social insurance policy has many new points, expanding benefits for participants, with the highest support level up to 50%; receiving pensions when they are old enough.

Paying compulsory and voluntary social insurance for 35 years is included in the general pension

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Employees who have paid compulsory and voluntary social insurance for 35 years will have their time accumulated, and their pension will be calculated according to the average income for the entire process.

Pension level for those who have paid 30 years of social insurance, retire in 2025

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Employees who retire from 2025 will be entitled to pension according to the new regulations of the amended Law on Social Insurance.

Procedures for proposing to continue receiving monthly pensions and social insurance benefits according to new regulations

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In some cases, the Social Insurance agency requires pensioners and monthly allowances to complete procedures to request continued payment of the regime to avoid incorrect or overlapping payments.

People with low pensions and those who retired before 1995 will receive a pension increase

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According to the new regulations, those with low pensions and those who retired before 1995 will receive a third pension increase.

How to estimate pensions, salary reform and 3 allowances in 2026

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The Ministry of Finance requires ministries, branches and localities to prepare budget expenditure estimates for 2026 for pensions, salary reform and 3 allowances.

Procedures for receiving pensions for voluntary social insurance participants

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The pension procedure for voluntary social insurance participants is applied according to Decision 863/QD-BNV.

Details of pension procedures for compulsory social insurance participants

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Employees who meet the age and duration of social insurance (SI) will receive a monthly pension according to Decision 863/QD-BNV.

Details of the pension and social insurance allowance payment schedule in Hanoi in October 2025

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The Social Insurance Agency has informed about the pension and social insurance allowance payment schedule for October 2025.