Interest Rate Fluctuation 9/30: Interest Rate Suddenly Increases Continuously

    Mai Ánh |

    Interest Rate September 30: The market recorded another bank raising interest rates. Notably, this is the third time this bank has raised interest rates since the beginning of September.

    Banks increase interest rates continuously, leading the market

    According to Lao Dong, on September 30, Dong A Commercial Joint Stock Bank (Dong A Bank) issued a new interest rate schedule for the third time this month, increasing mainly for short terms.

    The 1-month Interest Rate increased by 0.1 percentage point to 3.9%/year.

    The 3-month Interest Rate increased by 0.2 percentage points to 4.1% per year.

    Interest Rate for 6-month term increased sharply by 0.35 percentage points, to 5.55%/year.

    Interest Rate for 12-month term is 5.8%/year.

    Interest Rate for 18-36 month term is 6.1%/year.

    Lai suat tien gui tiet kiem moi cap nhat tai Dong A Bank. Anh chup man hinh.
    Interest Rate of newly updated savings deposits at Dong A Bank. Screenshot.

    In addition, customers at Dong A Bank who deposit savings for a term of 13 months with interest at the end of the term with a deposit of 200 billion VND or more will be applied an interest rate of 7.5%/year for the 365-day/year frame and 7.4%/year for the 360-day/year frame.

    After increasing interest rates, Dong A Bank is now in the top banks with the highest interest rates for terms of 1-3-6-18-36 months. Dong A Bank also currently maintains the highest interest rate in the market at 6.1%/year, just behind NCB with an interest rate of 6.15%/year for terms of 18-36 months.

    According to Lao Dong, since the beginning of September, 12 banks have increased interest rates, including: Dong A Bank, OceanBank, VietBank, GPBank, Agribank, Bac A Bank, NCB, OCB, BVBank, PGBank, Nam A Bank; with the increasing trend mainly in short terms.

    However, the interest rate market also recorded a downward trend in interest rates from a bank that used to lead the market with the highest interest rate, ABBank. On the contrary, there were banks that increased interest rates consecutively during the month to significantly high levels, such as OceanBank and Dong A Bank. This opposite trend created strong fluctuations in the interest rate rankings at banks.

    Details of deposit interest rates at banks, updated on September 30, 2024

    Mai Ánh
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