Understanding the psychology of depositing money at the beginning of the year to have a prosperous year, banks have simultaneously launched lucky money programs for customers from the first working day after the Lunar New Year holiday. Not only applying to customers who deposit savings, some banks also extend incentives to customers who come to make transactions, open cards, transfer money...
According to a survey at Vietcombank, customers who deposit savings on the 6th day of Tet (February 3, 2025) will receive a lucky money gift of VND 100,000, applicable to deposits of VND 50 million or more, depending on the term.
Nam A Bank is implementing a lucky money program of 100,000 VND into the account of customers who deposit 10 million VND or more for a term of 6 months or more from February 3 to February 7, 2025. Customers who deposit 100 million VND or more will receive an additional 2% interest rate if they open a new deposit at the counter or deposit online from 500 million VND or more with a term of 6 months or more.
VPBank launched the program "Tet comes - Luck comes" with cash gifts of up to 3 billion VND from February 3 to May 3, 2025. New customers saving from 100 million VND, with a term of 6 months or more will receive gifts from 50,000 VND to 200,000 VND, depending on the deposit amount.
Besides cash lucky money, some banks also implement gift giving programs in other forms.
TPBank gives 60,000 VND in lucky money to customers who open payment accounts, savings accounts or Visa Debit/Flash 2in1 cards at LiveBank 24/7 from February 3 to February 28, 2025.
ACB offers incentives for customers who deposit savings for 3 months from 60 million VND with an interest rate of 4.25%/year, with lucky money up to 6.8 million VND, applicable until February 3, 2025.
KienlongBank launches the program "Save now - Receive lucky money" from February 3 to February 5, 2025, giving cash gifts right at the counter for customers who deposit from 50 million VND, term of 6 months or more.
OCB organizes a lucky draw for customers who deposit online savings from 5 million VND on OCB OMNI from January 15 to February 24, 2025, with the chance to win valuable prizes.
New Year lucky money programs not only attract idle cash but also encourage customers to choose savings over risky investment channels. In addition to attractive gifts, depositors also benefit from additional interest rates at some banks.
With just a few million VND, customers can open a savings account, receive lucky money and start a favorable financial year.
