Tet is the time when people receive lucky money, but instead of spending it right away, many people choose to save it so that it can earn interest. Agribank currently applies many interest rates for individual customers, depending on the deposit term.
According to the latest interest rate schedule, if you deposit lucky money into Agribank, the interest rate applied is as follows:
Which term should I choose to send lucky money?
Short term (1 - 6 months): If you want to keep your money flexible, you can withdraw it in a short time.
Medium term (12 months): Brings a good interest rate, suitable for keeping lucky money for a year and withdrawing it during Tet next year.
Long term (24 months): Highest interest rate 4.8%/year, suitable if you can keep money longer.
Depositing lucky money helps small amounts of money generate interest safely and can be used for larger plans in the future. Agribank is currently one of the banks with a wide network of branches, making it convenient for customers to open savings accounts.
Take advantage of the lucky money at the beginning of the year to have some extra savings for the future.
