This is an important milestone in GELEX Infrastructure's capital diversification strategy, while affirming the global financial community's trust in the management capacity, financial foundation and long-term development orientation of the enterprise.

Credit combination is a form in which many credit institutions participate in providing credit to one customer in the same loan. For businesses, access to international syndicated capital often comes with strict requirements on financial capacity, risk management system, information transparency standards as well as long-term development strategies.
Notably, the loan recorded a registration level exceeding expectations twice, with the participation of 19 financial institutions. The completion in the context of volatile markets and limited time funds continues to affirm the attractiveness of Vietnam's leading enterprises in diversifying capital sources and accessing international financial markets.

Mr. Tim Evans - General Director cum Director of Corporate and Institutional Customer Division, HSBC Vietnam sent congratulations to GELEX Infrastructure for completing a 5-year term syndicated loan worth 200 million USD.
This milestone affirms HSBC's capacity in mobilizing international capital and effectively implementing it in the context of a volatile market and urgent implementation requirements. HSBC Vietnam is proud to accompany GELEX Infrastructure in medium-term investment plans, while contributing to promoting the development of Vietnamese businesses in accessing international joint venture capital, in order to finance sustainable and long-term growth," said Mr. Tim Evans.

According to Mr. Le Tuan Anh - Chairman of the Board of Directors of GELEX Infrastructure JSC, the participation of major banks around the world in this syndicated loan brings financial resources for businesses to realize long-term, efficient and sustainable growth goals.
Mr. Tuan Anh emphasized that in GELEX's development strategy, financial cooperation relationships are always built on a foundation of transparency, financial discipline and long-term vision. "When these values are shared among partners, cooperation will not only stop at a financial transaction, but become the foundation for sustainable relationships and long-term development opportunities," he affirmed.
GELEX Infrastructure leaders also expressed their appreciation for HSBC's role in arranging and accompanying businesses in this transaction. With global experience, HSBC has contributed to connecting GELEX with the international financial community, thereby opening up diverse capital access channels to serve future infrastructure projects.
Previously, in 2025, GELEX announced the completion of a loan guarantee transaction worth 79 million USD guaranteed by the Italian Export Credit Agency (ECA).
The continuous implementation of international financial transaction chains is the result of GELEX Group's strategic orientation in diversifying capital sources, improving financial capacity and creating room for large-scale projects.
In the context of the capital market increasingly emphasizing cash flow quality and financial discipline, GELEX's continuous successful access to international capital sources shows a clear direction: growth comes not only from scale or speed, but is built on a solid financial foundation, standard governance and the ability to create sustainable value in the long term.
Through large-scale cooperation with international partners, GELEX is gradually consolidating its position as a Vietnamese enterprise with deep integration capabilities, capable of connecting global resources to serve the long-term development goals of the enterprise and contribute to the development of the economy.