Bac A Bank interest rates increase sharply, deposit 200 million VND, receive 41.4 million VND

Hà Vy |

Update on savings interest rates at Bac A Bank on January 12, 2026, with the highest interest rate, depositors with savings of 200 million VND can receive 41.4 million VND.

Full set of Bac A Bank interest rates for all terms

Over the past time, Bac A Bank has continuously increased deposit interest rates for all terms. In the most recent adjustment, Bac A Bank continued to increase interest rates with an increase of 0.2-0.35%/year.

For deposits under 1 billion VND, the term of 6-11 months increased by 0.3%/year to 6.8%/year; the term of 12 months increased by 0.35%/year to 6.85%/year; the term of 13-15 months increased by 0.25%/year to 6.85%/year; the term of 18-36 months increased by 0.2%/year to 6.9%/year.

According to Lao Dong's records, the savings interest rate of Bac A Commercial Joint Stock Bank (Bac A Bank), applied to deposit balances under 1 billion VND, with interest at the end of the term, currently ranges from 4.55%/year to 6.9%/year.

Bac A Bank's savings deposit interest rate table is currently listed as follows:

Lai suat tiet kiem duoc Bac A Bank cong bo tren website ngay 12.1.2026. Nguon: Bac A Bank
Savings interest rates are announced by Bac A Bank on its website on January 12, 2026. Source: Bac A Bank

Deposit 200 million VND at Bac A Bank, how much interest will you receive for each term?

Readers can calculate bank deposit interest using the following formula:

Interest amount = Deposit amount * interest rate (%/year) * actual deposit number/365

Thus, depositing 200 million VND at Bac A Bank, customers can receive the highest interest rate as follows:

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE

Hà Vy
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