HDBank's highest interest rate, deposit 300 million VND and receive 49.5 million VND interest

Hà Vy |

Update on online deposit interest rates at HDBank on April 19, 2026, with the highest interest rate, depositors who deposit 300 million VND can receive 49.5 million VND.

HDBank deposit interest rate on April 19: Highest 6.10%

According to records on April 19, 2026, at Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank), online deposit products with listed interest rates are usually more profitable than depositing at counters.

Below is the online savings deposit interest rate table (%/year) announced by HDBank:

Biểu lãi suất tiết kiệm online của HDBank, cập nhật vào ngày 19.4.2026. Nguồn: HDBank
HDBank's online savings interest rate schedule, updated on April 19, 2026. Source: HDBank

Deposit 300 million VND at HDBank: Highest interest 49.5 million VND

The interest calculation formula applies as follows:

Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365

The analysis table below shows the expected actual interest received when depositing 300 million VND online at HDBank:

Thus, with a term of 36 months, the interest you receive is up to 49.5 million VND.

The term with the highest interest rate is 18 months (6.10%/year), bringing in a profit of 27.45 million VND.

Deposit interest rates may change depending on the bank's policy and market developments.

Hà Vy
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