HDBank interest rates today, deposit 200 million to receive the highest interest of 30 million VND

Hà Vy |

Update on online deposit interest rates at HDBank on April 27, 2026, with the highest interest rate, depositors who deposit 200 million VND can receive 30 million VND.

HDBank deposit interest rate on April 27: Highest 5.6%

According to records on April 27, 2026, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates, attracting market attention.

In which, online deposit products are often prioritized by individual customers due to their convenience and listed interest rates are often more profitable than depositing at the counter.

Below is the online savings deposit interest rate table (%/year) announced by HDBank:

Biểu lãi suất tiết kiệm online của HDBank, cập nhật vào ngày 27.4.2026. Nguồn: HDBank
HDBank's online savings interest rate schedule, updated on April 27, 2026. Source: HDBank

Deposit 200 million VND at HDBank: Highest interest of 30 million VND

The interest calculation formula applies as follows:

Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365

The analysis table below shows the expected actual interest received when depositing 200 million VND online at HDBank:

Thus, with a term of 36 months, the amount of interest received is up to 30 million VND.

The term with the highest interest rate is 18 months (5.6%/year), bringing in a profit of 16.8 million VND.

Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

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