Full set of HDBank online savings interest rates for all terms
According to records on April 29, 2026, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining the highest interest rate of 5.6%/year.
In which, online deposit products are often prioritized by individual customers due to their convenience and listed interest rates are often more profitable than depositing at the counter.
Below is the online savings deposit interest rate table (%/year) announced by HDBank:
Deposit 300 million VND at HDBank: Highest interest 45 million VND
The interest calculation formula applies as follows:
Interest amount = Deposit amount * interest rate (%/year) * number of actual deposit days/365
The analysis table below shows the expected actual interest received when depositing 300 million VND online at HDBank:
Thus, with a term of 36 months, the amount of interest received is up to 45 million VND.
The term with the highest interest rate is 18 months (5.6%/year), bringing in a profit of 25.2 million VND.
Interest rate information is for reference only and may vary over time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
