Big4 group interest rate highest 5%
The online deposit interest rate for 24-36 months at VietinBank is currently at 5%/year, which is the highest deposit interest rate in the Big4 group (referring to the 4 largest banks in the market today, including: BIDV, VietinBank, Vietcombank and Agribank). For the same term, at BIDV it is 4.9%/year, Agribank 4.8%/year, and Vietcombank is 4.7%/year.
However, for the 3-month term, Agribank listed interest rates at a higher level than the other 3 banks. Currently, this bank listed 2.5%/year for 3-month online deposits, while VietinBank and BIDV still listed 2.3%/year, and Vietcombank only listed 1.9%/year.
Vietcombank's interest rates are always listed lower than the other three banks. There is no difference in interest rates at Agribank, VietinBank and BIDV, except for 24-36 month deposit terms.
Special interest rate highest 7-9.5%
In the market, the interest rate of many banks listed exceeds 7%/year. However, to receive this interest rate, special conditions must be met.
PVcomBank is leading in special interest rates when customers deposit money at the counter, with 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND2,000 billion.
Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.
MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate of 13 months or more, with the final interest rate applied to deposits of 200 billion VND or more at 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.
Bac A Bank applies an interest rate of 6.35% for a 24-month term, applicable to deposits over 1 billion VND. In addition, an interest rate of over 6%/year is also being listed by some banks for long-term deposits but without a minimum deposit requirement.
Currently, Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term; ABBank applies an interest rate of 6.3% for a 24-month term.
BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for 24-month terms; SaigonBank applies an interest rate of 6% for 13, 18 and 24-month terms, and 6.1% for 36-month terms.
Statistics of banks with the highest savings interest rates today:
Compare highest bank interest rates for 3-month term
Interest rates on 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
