Interest rate PvcomBank is the highest at 9.5%/year for a 12-13 month term with a minimum deposit of 2,000 billion VND.
Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance requirement of 500 billion VND. This bank also applies an interest rate of 6% for an 18-month term.
MSB also applies a fairly high interest rate with a bank counter deposit interest rate of up to 8%/year for a 13-month term. The applicable condition is a new savings book or a savings book opened from January 1, 2018, automatically renewed with a 12-month, 13-month term and a deposit of 500 billion VND.
Dong A Bank has a deposit interest rate, a term of 13 months or more, end-of-term interest with a deposit of 200 billion VND or more, applying an interest rate of 7.5%/year.
NCB, VRB, and OceanBank apply an interest rate of 6.1% for a 24-month term; OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; BVBank and Cake by VPBank also apply an interest rate of 6%, for 24-month and 12-month terms.
Statistics of banks with the highest savings deposit interest rates currently:
Comparing the highest and lowest bank interest rates for 3-month, 6-month, 12-month, and 24-month terms according to a survey by PV Lao Dong Newspaper, the highest bank interest rate for a 3-month term is 4.2% by Cake by VPBank. Meanwhile, the lowest bank interest rate for a 3-month term is 1.9% by Agribank, Vietcombank, and SCB. The difference between the highest and lowest interest rates for a 3-month term is quite large, up to 2.3%.
The highest bank interest rate for a 6-month term is 5.25%, belonging to BAC A BANK. The lowest interest rate for this term is 2.9% by Vietcombank and SCB. The difference between the highest and lowest interest rates for a 6-month term is 2.35%.
For a 12-month term, PVcomBank breaks through with an interest rate of 9.5%, much higher than the highest rate above 5% of some other banks. Meanwhile, SCB has the lowest interest rate for this term, at 3.7%, creating a difference of up to 5.8%.
For a 24-month term, the highest bank interest rate is 6.1% by NCB and OceanBank. The lowest interest rate is 3.9% by SCB. The difference between the highest and lowest interest rates for a 24-month term is 2.2%.
Comparison of the highest bank interest rates for a 3-month term
Savings deposit interest rates at banks for a 6-month term
Want to save for 12 months, which bank has the highest interest rate?
Latest update on Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for a 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank branch or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
