PvcomBank's Interest Rate is currently at its highest level, up to 9.5% for a 12-month term, with conditions applied to a minimum deposit of VND 2,000 billion.
Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.
MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are that new savings books or savings books opened from January 1, 2018 automatically renew with a term of 12 months, 13 months and a deposit amount of 500 billion VND or more.
Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.
NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term. Bac A Bank applies an interest rate of 6.05% for a 24-month term.
BVBank and Cake by VPBank also apply 6% interest rate for 24-month and 12-month terms; VRB and Dong A Bank apply 6% interest rate for 24-month terms; SaigonBank applies 6% interest rate for 13, 18 and 24-month terms, and 6.1% for 36-month terms.
Statistics of banks with the highest savings interest rates today:
Comparing the highest and lowest bank interest rates for 3-month, 6-month, 12-month, and 24-month terms, according to a survey by Lao Dong Newspaper, the highest bank interest rate for 3-month terms is 4.3% for Cake by VPBank. Meanwhile, the lowest bank interest rate for 3-month terms is 1.9% for Vietcombank and SCB. The difference between the highest and lowest interest rates for 3-month terms is quite large, up to 2.4%.
The highest interest rate for a 6-month term is 5.5%, belonging to Cake by VPBank. The lowest interest rate for this term is 2.9% for Vietcombank and SCB. The difference between the highest and lowest interest rates for a 6-month term is 2.6%.
For the 12-month term, PVcomBank broke through with an interest rate of 9.5%, much higher than the highest rate of over 5% of some other banks. Meanwhile, SCB has the lowest interest rate for this term, at 3.7%, creating a difference of up to 5.8%.
For a 24-month term, the highest bank interest rate is 6.15% at NCB. The lowest interest rate is 3.9% at SCB. The difference between the highest and lowest interest rates for a 24-month term is 2.25%.
Compare highest bank interest rates for 3-month term
Interest Rate for 6-month savings deposits at banks
Want to save for 12 months, which bank has the highest interest rate?
Latest update of Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month term.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
