Ban Viet Bank (BVBank) is implementing a program to add up to 1.9%/year to the deposit interest rate for new individual customers who deposit savings through the digital banking application.
Accordingly, customers who meet the conditions will receive an e-voucher code to enjoy additional interest in addition to the listed interest rate. The program applies to online savings for a 6-month term, interest payment at the end of the term, deposit amount from 10 million VND.
Currently, BVBank lists the online deposit interest rate for a 6-month term at 6.7%/year. When added 1.9%/year, customers can receive an interest rate of up to 8.6%/year.
This level is equivalent to the deposit certificate interest rate for a term of 6-12 months currently listed by BVBank. For a term of 15 months, the deposit certificate interest rate at the bank is 8.2%/year.
In addition to BVBank, some banks are also applying an additional interest rate program for savings depositors.
In which, VPBank adds up to 2.5%/year for deposits from 1 million VND to 300 million VND, term from 1-24 months. The program lasts from June 15, 2026 to the end of December 31, 2026.
However, to enjoy this additional level, customers must be on the list of eligible conditions determined by VPBank. With an additional level of up to 2.5%/year, the actual deposit interest rate at VPBank can be up to 4.75%/year for terms of 1-5 months; 8.7%/year for terms of 6-13 months and 8.5%/year for terms of 15-24 months.
From September 1st to the end of September 30th, 2026, Cake by VPBank implements an additional 2%/year program for first-time depositors, with amounts from 100,000 VND, terms from 6-12 months and no pre-payment. Incentives apply to standard deposits and accumulated deposits on the CAKE BANK application.
Thus, after adding incentives, the interest rate for deposits with terms from 6-9 months can be up to 9.2%/year; for terms from 10-24 months, the interest rate after incentives can be up to 9.4%/year.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
