Bank interest rates today 18.9: Many banks have interest rates above 8%

PVcomBank currently lists an interest rate of 10%/year for 12-13 month term deposits, receiving interest at the end of the term. However, to enjoy this interest rate, customers must deposit money at the counter with an amount of 2,000 billion VND or more.

Next is MSB with an interest rate of 9%/year for 12- or 13-month term deposits. The applicable condition is that the savings book is newly opened or opened from January 1, 2018 and automatically renewed, and has a minimum balance of 500 billion VND.

SCB has also listed at a high level for the "Normal 13-month Deposit" product with an interest rate of 8.7%/year. Under normal conditions, this is currently the highest interest rate on the market for the 13-month term. However, this level only applies to the 13-month term of the "Normal 13-month Deposit" product, for customers receiving interest at the end of the term.

Cake by VPBank currently lists the interest rate for late-term deposits at 7.2%/year for terms from 6-9 months. If choosing to receive interest at the beginning of the term, monthly or quarterly, the interest rates are 6.78%/year, 7.02%/year and 7.09%/year respectively.

For terms from 10-24 months, the end-of-term interest rate is applied at 7.4%/year.

Notably, from September 1st to the end of September 30th, 2026, Cake by VPBank implements an additional 2%/year program for first-time depositors, with amounts from 100,000 VND, terms from 6-12 months and no pre-term settlement. Incentives apply to standard deposits and accumulated deposits on the CAKE BANK application.

Thus, after adding incentives, the interest rate for deposits with terms from 6-9 months can be up to 9.2%/year.

For customers who do not deposit for the first time, Cake by VPBank also applies an additional 2%/year when depositing from 5 million VND, term from 6-24 months. The remaining conditions are similar to the program for first-time depositors.

Accordingly, with the listed interest rate of 7.4%/year for terms from 10-24 months, the post-preferential interest rate can be up to 9.4%/year.

At Nam A Bank, customers depositing from 500 billion VND or more for a 24-month term can enjoy interest rates up to 8.3%/year, which belongs to the group of high deposit interest rates on the market today. For deposits of the same value for a 36-month term, receiving interest at the end of the term, the applied interest rate is 8.1%/year after the General Director's approval.

Ban Viet Bank (BVBank) is implementing a program to add up to 1.9%/year to the deposit interest rate for new individual customers who deposit savings through the digital banking application.

Accordingly, customers who meet the conditions will receive an e-voucher code to enjoy additional interest in addition to the listed interest rate. The program applies to online savings for a 6-month term, interest payment at the end of the term, deposit amount from 10 million VND.

Currently, BVBank lists the online deposit interest rate for a 6-month term at 6.7%/year. When added 1.9%/year, customers can receive an interest rate of up to 8.6%/year.

VPBank also adds up to 2.5%/year for deposits from 1 million VND to 300 million VND, term from 1-24 months. The program lasts from June 15, 2026 to the end of December 31, 2026.

However, to enjoy this additional level, customers must be on the list of eligible conditions determined by VPBank. With an additional level of up to 2.5%/year, the actual deposit interest rate at VPBank can be up to 4.75%/year for terms of 1-5 months; 8.7%/year for terms of 6-13 months and 8.5%/year for terms of 15-24 months if eligible.

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term