Bank interest rates today 11/21: Another bank increases interest rates to the highest in the market

Deposit interest rates continue to increase

OCB's mobilization interest rate has just increased by 0.3%/year for 1-4 month term; 0.15%/year for 5-month term; 0.3%/year for 6-15 month term; 0.4%/year for 18-24 month term and increased by 0.3%/year for 36-month term.

After adjustment, online deposit interest rates are subject to interest at the end of the term, applied to deposits under 100 million VND, 1-month term is 4.2%/year; 2-month term is 4.3%/year; 3-4 months is 4.4%/year; 5 months is 4.65%/year; 6-11 month term is 5.3%/year; 12-15 months is 5.4%/year; 18 months is 5.6%/year; 21 months is 5.7%/year; 24 months is 5.8%/year and 36 months increased to 5.9%/year.

For deposits from 100 million VND to under 500 million VND, the 1-2 month term is 4.45%/year; 3 months is 4.5%/year; 4 months is 4.6%/year; 5 months is 4.7%/year; 6-11 months is 5.45%/year; 12 months is 5.55%/year; 13-36 month term is 6%/year.

For deposit accounts of VND500 million or more, the interest rate for 1-2 month deposits is 4.5%/year; 3, 4, 5 month deposits are 4.55%, 4.65% and 4.75%/year respectively - this is also the highest rate according to the State Bank's regulations.

In addition to OCB, in the market, some banks are listing interest rates at 4.75%/year for terms under 6 months such as: MBV, Nam A Bank, VIB, and Bac A Bank.

For the 6-11 month term, OCB listed an interest rate of 5.5%; the 12-month term increased to 5.6%/year; the 13-36 month term was 6.2%/year.

Notably, OCB offers preferential interest rates for counter deposits with interest rates up to 6.1%/year for 6-month deposits and 6.2%/year for 12-month deposits - among the highest counter interest rates on the market today.

Thus, since the beginning of November, 20 banks have adjusted interest rates. Of which, 19 banks increased interest rates, including: VPBank, MB, HDBank, GPBank, BVBank, Sacombank, BaoViet Bank, PVCombank, Techcombank, LPBank, Cake by VPBank, MBV, Bac A Bank, Vikki Bank, Nam A Bank, NCB, VIB, TPBank and OCB.

One bank that adjusted in opposite directions is KienlongBank, which reduced interest rates for 8-9 month terms and increased interest rates for short terms.

Highest special interest rate 6.5-9%

The highest deposit interest rate at banks ranges from 6-9%/year. However, to enjoy this interest rate, customers must meet special conditions.

PVcomBank applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies an interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of 999 billion VND; Bac A Bank is applying the highest interest rate of 6.5%/year for terms from 18 to 36 months, 6.3%/year with terms of 1315 months and 6.1%/year, term of 6-8 months at 6%/year, term of 9-11 months is 6.05%/year, term of 12 months is 6.2%/year.

IVB applies an interest rate of 6.15%/year for a term of 36 months, conditions applied to deposits of VND 1,500 billion or more; ACB applies an interest rate of 6%/year for a term of 13 months receiving interest at the end of the term when customers have a deposit balance of VND 200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Viet A Bank applies an interest rate of over 6%/year for Dac Tai Savings products. Of which, the 6-month term interest rate is 6.0%/year; 7 months is 6.1%/year; 12 months is 6.5%/year; 13 months is 6.6%/year; 15 months is 6.7%/year and 18 months reach the highest level of 6.8%/year. To participate, customers need to deposit at least 100 million VND and make transactions at the counter, with the form of receiving interest at the end of the term.

For deposits over 1 billion VND at Bac A Bank, the bank applies an interest rate of 6.4%/year for 6-8 month terms; 6.45%/year for 9-11 month terms; 6.5%/year for 12-month terms; 6.6%/year for 13-15 month terms; 6.7%/year for 18-36 month terms.

Nam A Bank applies an interest rate of 6.5%/year and 6.3%/year for a term of 24 months and 36 months, receiving interest at the end of the term. Conditions apply to deposits of VND500 billion or more.

Banks with interest rates from 6% do not apply special conditions

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Vikki Bank applies an interest rate of 6.1%/year for a 6-month term, 6.3%/year for a 12-month term and 6.4%/year for a 13-month term; Cake by VPBank applies an interest rate of 6.3%/year for a 6-8 month term, 6.4%/year for a 9-11 month term, 6.5%/year for a 12-36 month term;

HDBank applies an interest rate of 6%/year for a 15-month term and 6.1%/year for a 18-month term; BVBank also pays 6.1%/year for a 60-month term and 6.0%/year for a 48-month term. Viet A Bank maintains a rate of only 6.0%/year for a 36-month term.

Bac A Bank applies an interest rate of 6.3%/year for a 12-month term; 6.4%/year for a 13-15-month term; 6.5%/year for a 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.