Bank interest rates today 22. 6: More banks adjust interest rates

National Citizen Commercial Joint Stock Bank (NCB) has just announced a new online savings interest rate schedule applied from June 22, 2026. Accordingly, the bank adjusts to reduce deposit interest rates for many terms belonging to the An Phu Savings product.

The interest rate for the 6-month term decreased from 6.4%/year to 6.2%/year; the 12-month term decreased from 6.6%/year to 6.4%/year. For the 24-month term, the interest rate was adjusted from 6.9%/year to 6.8%/year.

Meanwhile, the short term group under 6 months is almost unchanged. NCB continues to list an interest rate of 4.75%/year for terms from 2 to 5 months, equivalent to the current ceiling interest rate for deposits under 6 months.

After adjustment, An Phu Savings interest rate of NCB is applied at 6.2%/year for terms from 6 to 11 months; 6.4%/year for 12-month term; 6.5%/year for 13-month term; 6.6%/year for 15-month term; 6.7%/year for 18-month term and 6.8%/year for terms from 24 months or more.

NCB still maintains the level of 4.75%/year for terms from 2-5 months. This is also a general trend in the current market. A survey of deposit interest rates of more than 30 banks shows that many banks are listing the level of 4.75%/year for 3-month terms - the ceiling interest rate applied to deposits under 6 months according to the regulations of the State Bank.

A series of banks such as Cake by VPBank, Nam A Bank, MBV, BAC A BANK, OCB, VCBNeo, PGBank, BVBank, Sacombank, SaigonBank, BAOVIET Bank, VietABank, TPBank, MSB and PVcomBank are also applying this interest rate.

Meanwhile, some other banks such as VPBank, SHB, VietBank listed interest rates only lower by 0.1-0.2 percentage points.

Statistics of banks with the highest savings interest rates today

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term