Bank interest rates today March 26: Continue to increase, 10% unexpectedly appears

Many banks sharply increase deposit interest rates

The deposit market continues to record more banks adjusting to increase deposit interest rates.

Bac A Bank has just increased savings interest rates for terms of 6-36 months with an increase of 0.2-0.25%/year. After adjustment, for deposits under 1 billion VND, the interest rate for terms of 1-5 months is 4.55%/year, the term of 6-11 months is 7.05%/year, the term of 12-36 months is 7.1%/year. For deposits from 1 billion VND, the interest rate for terms of 6-11 months increased to 7.25%/year, and the term of 12-36 months is 7.3%/year.

MBV has also just increased online deposit interest rates. Accordingly, the 6-9 month term to receive interest at the end of the term increased sharply by 0.7%/year, to 7.2%/year; the 12-36 month term increased by 0.3%/year, to 7.5%/year.

OCB adjusted to increase deposit interest rates by an additional 0.2%/year for terms from 6-36 months. Currently, this bank lists tiered interest rates according to 3 deposit levels including under 100 million VND, from 100 million VND to 500 million VND and over 500 million VND. For terms of 1-5 months, the interest rate for all 3 deposit levels is 4.75%/year.

For deposits under 100 million VND, OCB applies an interest rate of 6-11 month term of 6.4%/year, 12-15 month term of 6.7%/year, 18 month term of 6.9%/year, 21 month term of 7%/year, 24 month term of 7.1%/year, 36 month term of 7.3%/year. According to the tiered mechanism, this interest rate is 0.1%/year higher for each adjacent deposit threshold. Therefore, the highest deposit interest rate listed at OCB is currently 7.5%/year, applied to 36 month terms with deposits over 500 million VND.

Sacombank also simultaneously sharply increased deposit interest rates for terms from 1-36 months, and applied a tiered interest rate schedule. Terms of 1-5 months increased by 0.15%/year. For deposits under 500 million VND, the interest rate for terms of 6-18 months is 6.8%/year, an increase of 0.7-0.9%/year; terms of 24-36 months are 7.2%/year, an increase of 0.4%/year.

For deposits from 500 million VND to under 2 billion VND, Sacombank lists interest rates for terms of 6-18 months at 7%/year, terms of 24-36 months at 7.4%/year. The highest interest rate at this bank is applied to deposits from 2 billion VND, with terms of 6-18 months at 7.2%/year and terms of 24-36 months at 7.6%/year.

Highest special interest rate 7-9%/year

The market recorded many special interest rate packages at high levels, ranging from 7-10%/year.

PVcomBank is applying a special interest rate of 10%/year for a term of 12-13 months when depositing money at the counter, with the condition of maintaining a minimum balance of 20,000 billion VND. The new interest rate has increased by 1%/year, previously, the bank listed 9%/year for the same term and deposit conditions.

Cake by VPBank is applying an interest rate of 7.7-7.9%/year for terms from 6 to 36 months. In March, this bank also implemented a policy of adding interest rates up to 1.1%/year, thereby pushing the highest actual interest rate to over 9%/year.

MSB announces an interest rate of 9%/year for newly opened customers, or savings books opened from the beginning of 2018 automatically renewed, with terms of 12 months, 13 months and deposits from 500 billion VND or more for a term of 13 months.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with a minimum balance of 500 billion VND.

Vikki Bank applies an interest rate of 8.4%/year for deposits from 13 months or more, with a minimum deposit amount of 999 billion VND.

SeABank has also just announced a preferential interest rate program from February 23rd to April 8th, 2026. Accordingly, customers depositing savings from 50 million VND with a term of 6 months or more can receive interest rates up to 8.3%/year.

Interest rate above 7%/year without conditions attached

In addition to special interest rate packages, many banks are also listing interest rates above 7%/year for long terms without requiring a large minimum deposit amount.

PGBank applies an interest rate of 7.1%/year for terms of 6-9 months, 7.2%/year for terms of 12-13 months, while terms of 18-36 months are at 6.8%/year. MBV lists an interest rate of 7.2%/year for terms of 6-9 months and 7.5%/year for terms of 12-36 months.

BVBank applies an interest rate of 6.8%/year for a 12-month term, 7%/year for a 15-month term and 7.2%/year for a 18--24 month term. MB applies an interest rate of 6.55%/year for a 12--18 month term and 7.5%/year for a 24--60 month term.

Cake by VPBank currently applies an interest rate of 7.7-7.9%/year for terms from 6 to 36 months. OCB lists interest rates of 7%/year for 21 months, 7.1%/year for 24 months and 7.3%/year for 36 months.

Meanwhile, Bac A Bank lists an interest rate of 7.05%/year for terms of 6-11 months and 7.1%/year for terms of 12-36 months. Sacombank lists an interest rate of 7.2%/year for terms of 24-36 months.

Statistics of banks with the highest savings deposit interest rates today:

Comparing the highest bank interest rates for a 3-month term

Interest rates for 6-month term savings deposits at banks

12-month savings deposit, which bank's interest rate is the highest?

Highest bank interest rate for 24-month term